Can my husband purchase disability insurance?

by kelley_forney » Mon Apr 23, 2012 09:12 pm

My husband is self employed and has a negative net income. Can he still purchase disability insurance?

Total Comments: 1

Posted: Tue Apr 24, 2012 03:10 am Post Subject:

Yes he can, but his benefit amount will be based on his income. The fact that his income is "net negative" is not as important as what his gross income is, but it will be a factor.

Obviously, a covered disability could provide him with more income than he has from actually working, so the insurance company will take a closer look at his situation because of that.

Work with a local agent to find the most beneficial program available.

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