by caroercole » Sat Jun 23, 2012 05:54 am
I have a split level home whit no history on water damage but in the past 2 weeks where I live there has been more than 25 inches of water due to storms and heavy rain, I put a claim to my insurance and got a call back saying that I wasn't covered I am not in a flood zone but the rain has seeped thru the house, the have not had an adjuster come out or anything. any suggestions??
Posted: Sat Jun 23, 2012 11:08 am Post Subject:
Unless the water came into the house due to another covered loss (such as a tree falls and makes a hole in the roof or wall), it is not a covered loss.
About 25% of all "flood" losses occur in non-flood zones. Flood losses are usually only covered by a National Flood Insurance Policy.
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