by Guest » Tue Aug 28, 2012 11:23 pm
Awhile back my roommate had a accident in my car...I had insurance I don't know if he did..the person he hit got my insurance information and agreed to leave the scene..he didn't call for no medical help and said he was okay...then my insurance company denied his claim because he failed to show a police report because they left the scene and now a year and a half later he tries to sue my roommate for injuries and property damage..And has included me in the suit,saying I negligently entrusted him with my car...Can they do that? And what am I suppose to do now? Do i tell the insurance company and ill my insurance cover my legal situation?I'm lost
Posted: Tue Aug 28, 2012 11:39 pm Post Subject:
You should immediately report the lawsuit to your insurance carrier; they will likely provide you with an attorney to defend against the lawsuit. Generally, negligent entrustment is a cause of action against an owner of a motor vehicle, seeking to hold that owner responsible for the negligence of the operator of that vehicle. The theory is based upon the belief that the owner is liable because they provided the driver with a dangerous instrumentality and the driver caused injury to a third party with that instrumentality. Typically, the owner is held responsible when they knew or should have known that the driver was reckless, incompetent, or unlicensed.
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