Back 04/2011 I had an at fault accident. The person I hit ha

Back 04/2011 I had an at fault accident. The person I hit has been paid. 5/2011 I received a check for 1.624.00, I called and talked to my adj. She assured me it was for me. I called again as I was getting ready to go to a check cashing place and I spoke to a different adjuster and she also assured me the check was in fact mine for bodily injury. I told her I would feel better talking to my adjuster signed to my case. I later got my call back and she re-assured it was for me for bodily injury I may have latter down the road. the next day went to check cashing place. The agent of the check cashing place called the ins. co. An adj. verified in good standing and ok to cash on 05/09. I also got on the phone to here it for myself
Then I received a letter dated 5/13/11, that the check issued on 05/03/11 was issued incorrectly under your name. Your policy does not have collision. Please return the check..
I contact 4 adjusters in the claims department that assured me the check was mine and it is ok to cash. Ace check cashing also spoke to a claims adjuster confirmed the check was for bodily injury and was for me and re=assured that it was ok to cash..
I now have been served with court paper to appear in court on 02/06/13 and I don't know what to do or how to present my self. Do I qualify for for free legal defense?
Thank you,
Cindy