by sumidearus » Mon Jun 03, 2013 06:12 pm
Hello All,
Seven months back we were rear ended and the car was pushed too hard and eventually hit the vehicle in front of mine. Insurance accepted that the other driver was at fault and all the process started (South Carolina).
My car was fixed ($7500) and treatment wasn't required for my daughter and husband. I had severe back pain and had MRI, X-Ray and pinch nerve tests. Nothing was broken, but was all related to internal bruise.
I am still going for the physical therapy session. I am a home maker, though there is no loss of wage, I wasn't able to take care of my family (2 small kids).
Medical bills is closer to 10K as of now.
All taken into account, how much should I claim for the pain and suffering? As I don't work outside, but at home there is no loss of wages, but what is the reasonable compensation for this.
The reason for getting a justified claim is to cover the future medical expenses as well as the entire mental trauma I underwent due to this.
I value your opinion highly and will take your guidance when I am ready for the negotiations.
Thank you.
Ram
Seven months back we were rear ended and the car was pushed too hard and eventually hit the vehicle in front of mine. Insurance accepted that the other driver was at fault and all the process started (South Carolina).
My car was fixed ($7500) and treatment wasn't required for my daughter and husband. I had severe back pain and had MRI, X-Ray and pinch nerve tests. Nothing was broken, but was all related to internal bruise.
I am still going for the physical therapy session. I am a home maker, though there is no loss of wage, I wasn't able to take care of my family (2 small kids).
Medical bills is closer to 10K as of now.
All taken into account, how much should I claim for the pain and suffering? As I don't work outside, but at home there is no loss of wages, but what is the reasonable compensation for this.
The reason for getting a justified claim is to cover the future medical expenses as well as the entire mental trauma I underwent due to this.
I value your opinion highly and will take your guidance when I am ready for the negotiations.
Thank you.
Ram
Posted: Mon Jun 03, 2013 08:25 pm Post Subject:
"Pain and suffering" is not related to wages, so it doesn't matter that you have no wages. Pain and suffering includes loss of affection, alienation, loss of consortium, emotional distress, etc. Some folks suggest that 2x or 3x the amount of medical expenses as a starting point, but it is all highly subjective. Pick a starting number and decide how far down from that you would be willing to settle and avoid the time and expense of a trial and attorney's fees which will reduce your settlement by at least 30%..
Posted: Mon Jun 03, 2013 08:49 pm Post Subject: Thank you!!
Thank you very much for the response.
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