Massachusetts, I sideswiped a car carrier that was parked (a

Massachusetts, I sideswiped a car carrier that was parked (and loading) about 5 inches to the left of the "fog" line. 2 lane highway no room to move to the left for me. I have no collision ins. My car worth abt 4k pre acc. The truck's insurance co. refuses to pay as they assume no liability, 50% rule and parked vehicle rule in Mass. I contend to his insurance co. that if the loading ramps were not extended or if some DOT safety measures were taken things could have been averted. The tractor part of the truck was had "dealer" or "repair" plates, and was not state inspected (no sticker). The damage to my car starts at the right of the RF fender and is all along the right side. I was issued a police warning for failure to backup and turn correctly. Any ideas?