by Guest » Mon Sep 09, 2013 11:01 pm
Hello..
I have a 2014 Jeep Grand Cherokee Overland addition. I recently had the vehicle due to a heavy rainstorm slide in to a pond. The passenger side of the vehicle was in the water for approx. 6hrs. or more before I was able to get a wrecker to have it removed. Took the adjuster over a week to even get to the vehicle to look at it and was sitting with water in it for the entire time. The front bumper and air dam were cracked when the vehicle slid in. We were able to get the vehicle running while it was in there in hopes to help it get out. There was water approx a foot and half up the passenger door on the inside and even deeper back by the rear hatch. Vehicle was still running once removed from the pond. It was then shut off and will no longer do anything. Nothing works. The entire vehicle operates off of electronic components. 3 wheels, tires, brakes, rotors were damaged when being removed. The list continues. My concern is this. Being that the whole vehicle operates off of electronics and is run along the passenger side I am concerned with the repairs. I spoke with one adjuster a day after the accident and he stated it would be a given that it would be a total loss. Now they are stating they want to have it repaired. The Jeep is less then 90 days old and only had 1800 miles on it. The biggest thing I am afraid of is the thought that perhaps something doesn't operate properly after the repairs. It is my wife's vehicle. I would think that being that to be a real issue. Just am curious as to if there is any means to fight this. I know the vehicle will have issues down the road regardless. Some input would be greatly appreciated.
I have a 2014 Jeep Grand Cherokee Overland addition. I recently had the vehicle due to a heavy rainstorm slide in to a pond. The passenger side of the vehicle was in the water for approx. 6hrs. or more before I was able to get a wrecker to have it removed. Took the adjuster over a week to even get to the vehicle to look at it and was sitting with water in it for the entire time. The front bumper and air dam were cracked when the vehicle slid in. We were able to get the vehicle running while it was in there in hopes to help it get out. There was water approx a foot and half up the passenger door on the inside and even deeper back by the rear hatch. Vehicle was still running once removed from the pond. It was then shut off and will no longer do anything. Nothing works. The entire vehicle operates off of electronic components. 3 wheels, tires, brakes, rotors were damaged when being removed. The list continues. My concern is this. Being that the whole vehicle operates off of electronics and is run along the passenger side I am concerned with the repairs. I spoke with one adjuster a day after the accident and he stated it would be a given that it would be a total loss. Now they are stating they want to have it repaired. The Jeep is less then 90 days old and only had 1800 miles on it. The biggest thing I am afraid of is the thought that perhaps something doesn't operate properly after the repairs. It is my wife's vehicle. I would think that being that to be a real issue. Just am curious as to if there is any means to fight this. I know the vehicle will have issues down the road regardless. Some input would be greatly appreciated.
Posted: Wed Sep 11, 2013 06:47 pm Post Subject:
The biggest thing I am afraid of is the thought that perhaps something doesn't operate properly after the repairs. It is my wife's vehicle. I would think that being that to be a real issue. Just am curious as to if there is any means to fight this.
What is there to fight? If the insurance company is crazy enough to want to pay to repair the vehicle, that's their choice and it's what you paid for. So let them recommend to you the shop they want to perform the repairs. In that case, the insurance company will forever be on the hook to you (as long as you own the vehicle) for the quality of its repairs.Once repaired, if you believe the vehicle is not roadworthy, then you can trade it in on a new vehicle of your choice. Like any vehicle involved in a major claim, the value will be diminished and you can make a separate claim against your policy for that additional loss in most states.
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