Third Party Authorised Driver

Hi,

Can you confirm if a comprehensive motor policy would cover loss, damage or liability to the declared insured vehicle(s) if the insured allowed a third party (family member or consultant or other third party (not for reward)) to use/operate the vehicle? If the third party was at fault, would the insurance company subrogate against the authorised third party custodian?
Please help.

Thanks!

I didn't find the right solution from the Internet.

References:https://insurance-forums.com/community/threads/third-party-authorised-driver.90365/

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