What is a Comprehensive Insurance Coverage? - EXPLAINED

by nineshuhova » Fri Apr 19, 2019 02:31 pm

What is a Comprehensive Insurance Coverage?

A Comprehensive Insurance Coverage is a kind of coverage which can help you pay to repair your car or vehicle if it’s damaged in an incident that was not a collision or can even help you pay for a new one if your vehicle gets stolen. Comprehensive Insurance Coverage generally covers damage from fire, vandalism or falling objects like a tree, hail or even an asteroid. If you are planning to finance or lease your car, your lender would possibly require Comprehensive Insurance Coverage. If your vehicle is under your ownership completely, Comprehensive Insurance Coverage could be an optional coverage on your car insurance policy.

WHAT IS COVERED IN A COMPREHENSIVE INSURANCE COVERAGE?

Comprehensive Insurance Coverage or Comprehensive Car Insurance Policy cover can help you cover damage to your car that’s not the result of a collision or an accident, such as:

  • Theft or stolen.
    Vandalism.
    Damage due to Fire.
    Natural disasters like a hurricane, a tornado or a storm.
    Falling objects like trees, hail, asteroids etc.
    Damage was done to your car by animals.
    A civil disturbance or mob nuisance like a riot that results in damage or destruction of your car.

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