Co-op owner need an Insurance

by skyhigh007 » Mon Jun 18, 2007 03:27 pm

Hi

I just find out that the Co-op insurance policy doesn't cover things that are inside the tenants apartment. What kinda of insurance policy should i get in order to cover everything within the apartment ? Any recommendations on which providers gives that kinda of policy and how much does it cost?


Thank you very much.

Total Comments: 5

Posted: Mon Jun 18, 2007 08:35 pm Post Subject:

If I understand your question correctly, you are looking for coverage on your contents inside of your unit? All you need in that case is a simple renters policy. Most insurance companies have this type of insurance. If it is a condo and you own the unit, there is a different coverage for that. Very inexpensive and definitely a good idea.

Posted: Mon Jun 18, 2007 09:43 pm Post Subject:

I owned the Co-Op and is it the policy called HO-6? What are some of the insurance that provide HO-6

Posted: Tue Jun 19, 2007 09:24 am Post Subject:

Hi skyhigh007,

I have wrote an home insurance tips in my blog. May be you will get some help from there.

MyBlog : http://homeinsurancetips.ampminsure.org

I think you are asking for condo insurance. Mhool55 is right. Many insurance company provide condo insurance. If you want to know more about condo insurance then read this one. http://www.ampminsure.org/start/about2714.html

Thanks,
Subikar

Posted: Tue Jun 19, 2007 01:55 pm Post Subject: skyhigh007

I live in a Co-op not a condo. Why would i need condo insurance?

Posted: Wed Jun 20, 2007 06:35 am Post Subject:

It seems that renter's policy will do but if you want to do some fixtures at your part you can take condo insurance. The coverages offered under both HO-4 and HO-6 are same. Condo insurance will cover the contents of your home enlisted with your policy.

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