by dmargrave » Tue Oct 23, 2007 04:16 pm
All, glad to find this site. I've been reading and searching for insurances answers for a long time.
Here's my deal:
Sex: Male
Age: 23
Tickets or Accidents in last 3 years: None
Vehicle: 93 Mazda RX7
Looking for: Agreed Value or some providision to cover my modifications.
Agreed value: $25,000
Musts: Must have reasonable mileage limits (at least 7000 per year), I want to drive to work on occassion if I please. If its at the shop for some reason, I don't want to be denied coverage. Basically, if I want to drive the car, I must to be insured.
Other vehicles: 1998 Suzuki Bandit motorcycle, insured through progressive. I drive this to work and everywhere I can before I drive my car.
I have what is considered a low production sports car with a decent bit of customizations and I'm trying to get some kind of peace of mind with insurance.
The closest option I have right now is a regular policy with Progressive and up to $5000 in customizations. That doesn't quite reach the value of the car. Over $5000 in customizations, and progressive goes to stated value and the premiums are ridiculous at this point.
Please help!
Thanks,
Daniel
Here's my deal:
Sex: Male
Age: 23
Tickets or Accidents in last 3 years: None
Vehicle: 93 Mazda RX7
Looking for: Agreed Value or some providision to cover my modifications.
Agreed value: $25,000
Musts: Must have reasonable mileage limits (at least 7000 per year), I want to drive to work on occassion if I please. If its at the shop for some reason, I don't want to be denied coverage. Basically, if I want to drive the car, I must to be insured.
Other vehicles: 1998 Suzuki Bandit motorcycle, insured through progressive. I drive this to work and everywhere I can before I drive my car.
I have what is considered a low production sports car with a decent bit of customizations and I'm trying to get some kind of peace of mind with insurance.
The closest option I have right now is a regular policy with Progressive and up to $5000 in customizations. That doesn't quite reach the value of the car. Over $5000 in customizations, and progressive goes to stated value and the premiums are ridiculous at this point.
Please help!
Thanks,
Daniel
Posted: Thu Oct 25, 2007 01:33 am Post Subject:
I was on my parent's policy up until earlier this year, just logging in and paying the premiums myself. But, I found it a huge pain to make adjustments (add or remove vehicles, quotes, etc...) because I wasn't the policy holder.
I think I catch your drift though. The only issue I can see, is that the collector policies often reject owner's who have younger driver's in the households.
-Daniel
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