by parisa_z » Thu Dec 13, 2007 02:28 am
I was involved in a car accident. I was driving out of my apt complex and used an exit that was fairly steep. The roads were icy but I thought that this road had been salted. As I drove onto the downward sloaping road, I hit my breaks but it was too late. I drive a 4 wheel drive 4 Runner and started to accelerate even though I had my foot on the brake b/c of the weight of the car and the icy road. There were already 2 other cars who had previously wrecked in front of me b/c of the same reason. They just happened to wreck at different times and the 2nd person did not hit the 1st person (by some miracle). I hit the 2nd car and pushed it into the first car. My insurance has come back and said that they will be paying for the damage that my car caused to both vehicles. The apartment complex came by to salt 30 minutes after my accident and 5 or 6 cars came driving by and made it down this road successfully. If these two cars had not been there or if they had cleared their cars from the scene of the accident, I never would have hit them. Is there such a thing as a non at fault accident where everybody's insurance pays for their own car. As this accident was not caused by my reckless driving, how can I be held responsible especially when the simple act of salting the road allowed many other cars to pass within the same hour of my accident.
Posted: Sat Dec 15, 2007 03:57 pm Post Subject:
I thought so...
I am located in Kansas City to be specific
I'm about 50 miles north the town that really got hammered! :xI am 27 years old and (knock on wood) have only had 1 speeding ticket and this is my first accident..so I would say I do try to be careful everytime I get behind the wheel.
I know you are honey, I could tell...And I want to thank, with all my heart, LORI for all of your positive words and your sympathy. I am not out for sympathy but I do appreciate the sentiment...
It's my pleasure, and any other questions or concerns please ask and we'll do our best to help...Have you got your vehicle in shop yet? Please let us know how this all turns out for you....and seriously any questions at all...
It's snowin again like crazy (where I am)...be careful on that hill today! :P
Posted: Sat Dec 15, 2007 05:09 pm Post Subject:
I'd not be surprised at how tight insurance companies are especially when 'skating on thin ice' is the underlying element. If I know its icy outside, the last thing i want to do is drive in it, but I can only assume that its half safe and that not all roads can be salted, based on this assumption many people would perhaps look for anther way of travelling where all major routes would be cleared.
If theres a storm of any kind then thats to blame... Natures fault but whatever made you have to go out in the aftermath of bad weather is really your choice, the risk factor is what points the blame to all those involved out there, but then insurance companies hate paying out on things like that and there would have been less damage on other vehicles if you hadnt risked things too far, without any signs of salt around why risk it? So the insurers would be looking at who took the most risk and practically balance the blame towards that person. Just a shame that it was you, I'd be cursing under my breath, but risks are risks.
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