What is an MGA with

by Al » Tue Jan 08, 2008 02:19 am
Posts: 1
Joined: 08 Jan 2008

What is an MGA with regard to a insurance brokerage firm?

Total Comments: 4

Posted: Tue Jan 08, 2008 09:34 am Post Subject: Is this what you're looking for?

Hi,

if you're talking about the MGA which is registered with the NIRA (National Insurance Recruiters Assoc), then i must tell you that they are a consultancy firm in NJ, who are into a wide range of activities-

* Supports the insurance job fair to be held each year
* Stores information of around 11,500 insurance professionals
* Offer insurance employees on a long term basis as well as a per-diem basis.
* Creates recruitment opportunities for CPCU & CIC candidates

So, you see how they are already into a lot of things!
Regards, Blackduelswhite

Posted: Tue Jan 08, 2008 10:39 am Post Subject: my message

Hi there,

Let me explain it in my own ways-

MGA can be an individual as also a corporation who has to perform the following duties:

(i) Leads & coordinates the insurance contracts for the insurer & manages his business over all with all its divisions & departments.

(ii) MGA is called the Managing General Agent & works for the insurer towards underwriting a sum of gross premium that is written off directly which is a minimum of 5% of policyholder's surplus (depicted in the last annual statement) for that term.

Hope, my message is understandable to all!
Leopard_corpses77

Posted: Tue Jan 08, 2008 10:52 am Post Subject: bounded by a contract

But Leopard_corpses77 I feel the following people won't be considered as individuals if they are (a)employed with that carrier (b)an underwriter who is bounded by a contract to guide & pursue the insurer's operations & (c)any attorney associated with an inter-insurance transaction. Take care guys...n do keep in touch! Ronniexxx

Posted: Tue Jan 08, 2008 06:29 pm Post Subject:

Or, an MGA is a Managing General Agent and is nothing more than someone who is a little higher in the food chain than the agents who are knocking on doors and cold-calling potential clients. MGAs have usually graduated above this and are now teaching others to do their dirty work.
MGAs typically receive an over-ride from any policies sold by the people on their "team" or agency. There could be several teams or other types of groups in any one main office.

Also note the GA is a General Agent and an SGA is a Supervising General Agent

If you would let me know which insurance company you are referring to, I'll give you a more detailed description of these positions and whether-or-not they are important to anyone else other than themselves.

Mark

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