by shirazrose » Wed Jan 09, 2008 03:20 am
He was in an automobile accident two years ago and has had many surgeries since. He recently missed this last semester ofhigh school due to a surgery. We were told the insurance can drop him if he does not re enroll soon....Please advise
Posted: Wed Jan 09, 2008 08:54 am Post Subject: lets figure out!
We were told the insurance can drop him if he does not re enroll soon.....
Do you know whether his insurance has already been canceled or not ?
Helpinhand08
Posted: Wed Jan 09, 2008 10:06 am Post Subject: Pls explain..
Hi friend,
He was in an automobile accident two years ago and has had many surgeries since.
Do you think that all these surgeries that you've mentioned over here would owe to that accident 2 years back ? Or is it that they may have resulted out of many circumstances ?
Pls explain..
MagnumKeegan
Posted: Wed Jan 09, 2008 10:21 am Post Subject: Please clarify!
Hi there,
I presume that your friend doesn't have insurance right now & thats why the question of getting re-enrolled comes up!
If he is getting operated due to an injury that he suffered 2 years ago, then I have reasons to believe that he was not credited with the coverage right then due to any specific reasons. Or may be he didn't have insurance right at that point of time. You'd be the best person to clarify I guess.
T. Clergyman
Posted: Wed Jan 09, 2008 10:21 am Post Subject:
Good morning shirazrose, and welcome to the community!
We were told
By whome?the insurance
What 'type' of insurance are we talking about? Health? if so is this a group plan, that mom or dad have at their work? a private plan? How old is your boy? could be (and I'm betting) that he has to maintain ''full time student'' status to remain on your group policy...can drop him if he does not re enroll soon
could be...if the situation is what I've laid out.......Please provide us with more details and we will do our best to assist you, also please advise the state you are in.Posted: Wed Jan 09, 2008 12:49 pm Post Subject: Insurance
NO the accident crushed his leg, and all the suregeries are to fix the damage. He does still have insurance but his supposed 89 days out of school is up next week. Can the state drop him from his dads insurance for unattendance?
Posted: Wed Jan 09, 2008 12:57 pm Post Subject: insurance
My son is 18 and he has been recovering from the last surgery since Sept. By the time he was able to go back to school he had missed to much and the school suggested he withdrawl until next semester. He was going to take his GED and move on to college, but this 89 consecutive days out of school issue arose. I am just trying to find out if even though he missed school due to medical issues and is planning on taking his GED can the state actually drop him off his dad's group insurance?
Posted: Wed Jan 09, 2008 01:22 pm Post Subject:
I'm sorry you keep saying ''the state''...does that mean your son's father works for the state? Does dad have a health policy at work (health policy is what we are talking about right?), that mandates anyone over a certain age be a 'full time'' student? again, that sounds like what has happened...and again what state are you in? they are all different.....What insurance company is this? Blue cross, community health? what?
Have you contacted the carrier directly and ask if you have a docs letter stating that the boy could not attend school if this would in effect ''stay'' this 89 day thing?
Posted: Wed Jan 09, 2008 01:24 pm Post Subject:
Just thought of something else you say he was in an auto accident that is what has caused his injury...Have you all settled his injury claim with them? Or was there no coverage available?
Posted: Wed Jan 09, 2008 01:40 pm Post Subject: insurance
There is still coverage for the accident,but his dad is telling us that there is a state law in Indiana that is going to make the carrier(Aetna) drop my son from his group plan if my son misses 89 consecutive days of school.
Posted: Wed Jan 09, 2008 02:24 pm Post Subject:
OK,
There is still coverage for the accident,but his dad is telling us that there is a state law in Indiana that is going to make the carrier(Aetna) drop my son from his group plan if my son misses 89 consecutive days of school.
I don't have time right now to check for you I'm already late for my ''real'' job...but here is what you need to do....you have a coverage/insurance card for you boy right? on the back or front of it should be some phone numbers....customer service or something....call them...explain the situation and see what you have to do to keep your boy on the policy....I think they will accept something from his doctor stating that he had to be out of school for 'x' amount of time....Your husband is correct (kind of) I'm not real sure that it's a state law, more like the state would allow it.....most health carriers will make you show that a dependent child over a certain age is maintaining ''full time student'' status...when our daughter was in college about once a year I had to send them proof of this so they wouldn't kick her off...(grade cards, schedules, tuition whatever I can't remember all the things that would serve as proof)...so this is highly likley, BUT in your case, I don't think there will be a problem 'staying' that 89 day thing....call Aetna, and see what they have to say....and let us know...when I get home tonight or tomorrow morning, I'll check the thread and see what you found out...and if need be will try and do some state of indiana research for you...or if you don't get the answers you want from Aetna (they don't say everything will be ok, just send this or that) then you might contact your states Dept of Ins...they all have web sites, with consumer information or advocate phone numbers...ok? I'll check back tonight...in meanwhile CALL ATENA!Add your comment