by Collette » Sun Jan 20, 2008 03:42 pm
We were found liable in a dog bite that occured on our property in 2005. We were told that the issue would linger on the property for 3 yrs from the date of the incident, regardless of whether or not the dog still lived there. (he does not, nor do we: we rent it out now) How will this affect our ability to sell the property w/in that 3-yr time frame?
BTW: this is NY State.
thank you
BTW: this is NY State.
thank you
Posted: Sun Jan 20, 2008 09:16 pm Post Subject:
It should not. I don't recall that this information needed to be disclosed, as it would not affect the new buyers in any way. If a carrier asked them about the prior claim on the house, they simply tell them that it was from a prior owner. Done deal. It happens all the time.
Posted: Sun Jan 20, 2008 10:23 pm Post Subject:
I have never heard of a liability transferring from one owner to another, you should be clear. If the dog was still there and they decided to keep him then that may be an issue, but since this is not the case, I don't think you have anything to worry about. As tscope said, you should be free and clear of any liability as soon as the house is sold. Do insurance companies ask about prior claims on a house? or property?
Posted: Sun Jan 20, 2008 10:49 pm Post Subject:
I think the OP is refering to a CLUE report, which will probably show a claim. But the new owners can simply explain this... if the carrier does not pick it up on their own.
Add your comment