by Rosemary J Edwards » Sun May 18, 2008 03:27 am
Trying to find any kind of life insurance that you can get at age 76 with some health problems, with no exam. Would like to know if there is a problem getting whole life insurance, and would like to know if there is a 2 yr waiting to collect without just return of premiums, is there a face ammount that you apply for and get if you pass away.
Looking for something that will payoff the mortgage on my house for my children.
Looking for something that will payoff the mortgage on my house for my children.
Posted: Mon May 19, 2008 05:25 am Post Subject:
With health problems your premium are going to be a bit (by bit I mean alot more, sorry Im a salesman) higher. Whole life is also going to be very expensive but term just wouldnt make sense at your age. How much coverage are you looking for and what state are you in... I can throw some quotes at you so you know what to expect...
Also with no health questions you will have to die after 2 or 3 years to recieve the entire face amount...
Posted: Sun May 25, 2008 05:28 pm Post Subject: hmm..
I don't think you will find one now at this age. Try out from some private if possible
Posted: Thu Jun 05, 2008 04:03 pm Post Subject:
I think it is very hard to find that kind of life insurance. Try to ask directly to your life insurance providers in your area. Maybe they can help you with that. If you cannot find a life insurance that suits your qualification, just get the one that you think is the best. Having a little life insurance coverage is better than not having any life insurance at all.
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