Are Credit Insurance, Loan Redemption,

by Guest » Sat Apr 04, 2009 03:22 am
Guest

Are Credit Insurance, Loan Redemption, Mortgage Redemption Insurance the same? Are all of them under the category of Life or non-life insurance?

Total Comments: 2

Posted: Sat Apr 04, 2009 11:11 am Post Subject:

They are not same, They have different types, But all of them under the category of non life Insurance.
The Credit insurance means any customer purchased with big amount in the event of the death of Policy owner insurance Company will pay this bills of Credit.
If you want to Replay The your loan before period of stipulation .That means loan Redemption,
The Mortgage Redemption means the insurance policy who designed for meet the conditions of the policy . Who trying to find out for loans & debits will automatically paid in case of dismiss.

Thanks....

Posted: Mon Apr 06, 2009 07:49 am Post Subject:

absolutely not guest.....here i will explain you...
1.Credit insurance is a term used to describe both trade credit insurance and credit life insurance.

Credit life insurance is a consumer purchase, often sold with a big ticket purchase such as an automobile. The insurance will pay off the loan balance in the event of the death or the disability of the borrower. Although purchased by the consumer/borrower, the benefit payment goes to the company financing the purchase to satisfy a debt.

Credit insurance or trade credit insurance (also known as business credit insurance) is an insurance policy and risk management product that covers the payment risk resulting from the delivery of goods or services.

2. First ill tell u what redemption means...it means price of a security before its maturity date. so loan redemption means Print
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If you decide to repay the loan before the stipulated period you will be pre-paying the loan.

3.Mortgage redemption is the right of the borrower to reinstate their mortgage in case he's become delinquent on payments.


i hope u r satisfied with the answers

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