Cash Value

by lakemen » Sat Jul 08, 2006 05:14 am
Posts: 1260
Joined: 18 May 2005

Cash Value

In a life insurance policy, the amount of money, before adjustment for factors such as policy loans or late premiums, that the policyowner will receive if the policyowner allows the policy to lapse or cancels the coverage and surrenders the policy to the insurance company. Cash values are a feature of most types of permanent life insurance, such as whole life and universal life. Compare to cash surrender value.

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