Community Rating Laws

by evan » Sat Jul 08, 2006 05:20 am
Posts: 1276
Joined: 01 May 2005

Community Rating Laws

Enacted in several states on health insurance policies. Insurers are required to accept all applicants for coverage and charge all applicants the same premium for the same coverage regardless of age or health. Premiums are based on the rate determined by the geographic region's health and demographic profile.

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