by wink » Sat Aug 15, 2009 11:06 am
Hi, I was involved in a hit and run about three months ago. I was sitting at the drive through when an unlicensed drunk driver rear ended me. The driver hit me and then sped off. Five cop cars had to bring him back to the scene of the crime. The man was arrested for drunk driving, driving without a license, no proof of insurance and leaving the scene of an accident. It turns out the car was am enterprise rent a car. The car was not rented to the man that was driving it.
It took me two months to get a copy of the police report. They said I could not get a copy tell the case was closed so I had to wait. The police report clearly shows the accident and proves that he was 100 percent at fault. I faxed a copy of the police report to enterprise. I got thrown around to 3 different people all of which I had to keep calling to get any answers. After I received a letter stating that “I was 100 percent at fault and I should call them to set up payment options” I was a little upset to say the least. So I called them and they said it was a mistake and to disregard it. I called them again today and the man told me that they were not going to do anything to pay my claim because the lady that the car was rented to said it was stolen. I said that is fine, if you press charges against the driver for grand theft auto I will stop pursuing you for the claim and I will go after him but in tell then I do not consider the car stolen. I asked him if the windows were busted into or if the ignition had been tampered with. Amazingly they were fine. Then I asked how the lady brought the car back if it was stolen. They must have been some really nice thieves to bring the car back after they stole it. The thing I keep wondering is how the drunk driver managed to get a stolen car out of the impound? The insurance company will not give me the name of the lady who rented the car so I can’t talk to her.
So what do I need to do now? I think what I need to do is sue the insurance company. I am not sure how I go about doing that, and how much money to sue for. I would like to make them pay for dragging this whole thing out way longer then it had to be and for telling me that in MN a person is insured not the car, so if she was not driving it then her insurance is not responsible. Which is the biggest crock of shit I have ever heard?
It took me two months to get a copy of the police report. They said I could not get a copy tell the case was closed so I had to wait. The police report clearly shows the accident and proves that he was 100 percent at fault. I faxed a copy of the police report to enterprise. I got thrown around to 3 different people all of which I had to keep calling to get any answers. After I received a letter stating that “I was 100 percent at fault and I should call them to set up payment options” I was a little upset to say the least. So I called them and they said it was a mistake and to disregard it. I called them again today and the man told me that they were not going to do anything to pay my claim because the lady that the car was rented to said it was stolen. I said that is fine, if you press charges against the driver for grand theft auto I will stop pursuing you for the claim and I will go after him but in tell then I do not consider the car stolen. I asked him if the windows were busted into or if the ignition had been tampered with. Amazingly they were fine. Then I asked how the lady brought the car back if it was stolen. They must have been some really nice thieves to bring the car back after they stole it. The thing I keep wondering is how the drunk driver managed to get a stolen car out of the impound? The insurance company will not give me the name of the lady who rented the car so I can’t talk to her.
So what do I need to do now? I think what I need to do is sue the insurance company. I am not sure how I go about doing that, and how much money to sue for. I would like to make them pay for dragging this whole thing out way longer then it had to be and for telling me that in MN a person is insured not the car, so if she was not driving it then her insurance is not responsible. Which is the biggest crock of shit I have ever heard?
Posted: Wed Aug 26, 2009 04:16 am Post Subject:
YOu Should be able to pursue the ENTERPRISE COMPANY because they shouldnt allow a rental car to someone that doest have insurance or at least they should of made the client purchase the extra insurance just to keep their property covered
As mentioned, the did not rent the vehicle to the driver. This is a big part of the problem... they won't tell the OP who the renter was. Some states won't allow you to hold the other responsible for the drivers actions. The OP still names ERAC cause it does not cost any thing to name more people and it brings another party to the table. But the main reason is to be able to file a motion for discovery/production and get them to supply the rental contract.Posted: Wed Aug 26, 2009 04:37 am Post Subject:
BUT HOW SO NOW ENTERPRISE CAN GO AFTER THE ACTUAL PERSON WHO RENTED THE CAR FOR LOSSES SINCE THEY DIDNT HAVE INSURANCE AND LENDING THE CAR OUT ESPECIALLY TO SOMEONE THAT DIDNT HAVE A LICENSE. CAUSE I DOUBT ANYBODY WILL JUST ACCEPT LOSES AND NOT WORRY ABOUT GETTING THEIR MONEY BACK
Posted: Sat Oct 03, 2009 09:13 am Post Subject:
Posted: Sat Oct 03, 2009 09:13 am Post Subject:
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