Life Insurance

by lakemen » Sat Jul 08, 2006 06:40 am
Posts: 1260
Joined: 18 May 2005

Life Insurance

A contract under which a company agrees to pay a stated amount to the beneficiary or beneficiaries named by the insured. Pure or term insurance provides a death benefit but has no current value. Ordinary life insurance and the many variations thereof provide a build-up of current value as well as a death benefit.

Total Comments: 2

Posted: Sat Jan 05, 2008 07:52 pm Post Subject:

Term life insurance provides protection for a specific number of years, usually 1-30 years.

Level term life insurance offers rates and coverage that remain level for the entire term of the policy.

If you outlive the term insurance policy, your coverage expires.

Posted: Sat Jan 05, 2008 08:01 pm Post Subject:

We don't have much information on life insurance on the forum, wish some of our experts in this area would write up some good articles on this.

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