the damage to my car exceeds

by thaddeuswilliams » Fri Sep 04, 2009 09:55 pm

the repair cost more than what i owe. can the insurance just pay off my note

Total Comments: 2

Posted: Sat Sep 05, 2009 02:02 am Post Subject:

Usually they will pay no more then the value of the vehicle. Your contract with the lien holder is between you and the lien holder. GAP insurance addresses the difference (if you have it).

Posted: Sat Sep 05, 2009 11:13 am Post Subject:

the repair cost more than what i owe. can the insurance just pay off my note

If you are saying INSTEAD of repairing the vehicle can you just pay off the note, and then dispose of or repair your vehicle on you own (NOT considered a total loss by the carrier), then the answer is yes....Just tell them that's what you want to do..

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