by Lori » Mon Nov 05, 2007 11:02 am
Hey all, I've got a question. I'm looking into buying some life insurance for both of our grandbabies (19 and 6 months). I don't know crap about life insurance really. I handle all P&C claims. Anyway I'm looking at a whole life policy that doubles in value at 21yrs. premiums never increase, can cash in for all prem.paid blah, blah. I don't want to spend a ton now, these premiums for 10k each are like six bucks and change (per month). What do you 'life' people think or recommend? DO NOT TRY AND SELL ME ANYTHING! I'm just wanting opinions on the TYPE of policy that would be best! thanks.......
Posted: Thu Nov 08, 2007 10:21 am Post Subject:
Thanks a bundle to both of you guys! When I get right down to 'this policy or that policy' I'll ask again, 'which one looks better'' :lol: I have u/l on husband, myself and both of our (now grown) children, maybe that would be the better way to go on the babies as well....
I'm sure insmaze that insinvest. meant no malice directed toward you, just the 'bad' agents, and agree with him, (as in my profession too) there are good and bad, and the bad apples are the ones that get the 'press'.....I've found even in p/c claims, that many times I hear, ''my agent said I had coverage for this or that'', well if they did or not isn't always known. And I'm sure insmaze that you give your clients the utmost care and consideration, he is just warning me and others to beware and find a 'good one'.......
thanks again!
Posted: Thu Nov 08, 2007 05:18 pm Post Subject:
Hey Lori, thanks. Those were my feelings exactly. Because I'm still somewhat new here, I had not yet experienced the reaction I'd receive from agents when I started talking about those people who literally give the industry a bad name. I certainly never meant to point fingers at anyone or suggest that any person participating in this forum is less than completely honest.
Since I see so much of that on a daily basis, I guess my attitude, my wife calls it my fighter jock persona, which I realize can be biased at times,
bleeds over into everyday life. And for that I'm sorry. I'll be more careful in the future.
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