Rental insurance for the RV

by Guest » Tue Feb 02, 2010 11:10 am
Guest

We're thinking of renting an RV for our vacations. We've been asked to apply for RV rental insurance. Any feed back would be appreciated!

Total Comments: 11

Posted: Tue Feb 02, 2010 11:41 am Post Subject:

Sorry I'm not sure what you are asking...you'll need to contact some agents and/or companys and get quotes, and chose the one that best suits you.

Posted: Tue Feb 02, 2010 06:29 pm Post Subject:

I would think that renting an RV from a company would be included in a rental package. A majority of people who own and rent their RV have rental agreements as part of their policy that extend to those they rent to.

Posted: Wed Feb 03, 2010 11:05 am Post Subject:

We'd need to understand one important thing over here- the renters don't use such vehicles on a daily basis. You may inquire with your auto insurance carrier and find out whether you may add coverage towards an RV. In the event someone rents it, you may request your regular carrier to cover the RV through an endorsement.

Posted: Thu Feb 04, 2010 10:36 am Post Subject:

Renters would often buy such coverage from their rental co. RV rental insurance may vary with different carriers. Some policies might offer a limited coverage or may bear more complicated terms and conditions.

Posted: Thu Feb 04, 2010 11:20 am Post Subject: RV rental insurance

RV rental insurance provides coverage to the renter against the damages of the car or if the car causes damage to some other property, making your vacation worry-free. It generally covers all the road related damages. But it does not provide coverage for any interior damages. However, terms and conditions vary from one carrier to another. You must be sure of the extent of coverage provided before you buy the policy.

Posted: Fri Feb 05, 2010 07:27 am Post Subject:

Hi Veronica,

But it does not provide coverage for any interior damages.


Will it also not cover any interior damage that has been caused by an accident?

Posted: Fri Feb 05, 2010 10:12 am Post Subject:

Will it also not cover any interior damage that has been caused by an accident?



As far as I know RV rental insurance typically does not cover interior damages that may be caused to furniture or any appliances unless it has been caused by a driving accident.

Some policies might offer a limited coverage or may bear more complicated terms and conditions.



I guess this happens if you are buying RV insurance from your auto insurer. However, if you buy this insurance from rental companies you may get a fair insurance plan that takes care of your needs for such insurance. Generally it is simpler if you obtain these plans from the rental company rather than your existing insurer. You are also likely to get a more comprehensive plan this way.

Posted: Fri Feb 05, 2010 12:29 pm Post Subject:

As far as I know RV rental insurance typically does not cover interior damages that may be caused to furniture or any appliances unless it has been caused by a driving accident.



Depends on the type of rental insurance. The interior of these units are usually the most expensive portion.

Posted: Wed Feb 10, 2010 05:07 am Post Subject:

Depends on the type of rental insurance.


Do you mean some rental insurance policies may cover for the interior damages? If you'd tell us more about such types of rental policies it might just help a lot of community friends.

Posted: Fri Feb 12, 2010 12:46 pm Post Subject:

Make sure you have a valid driver's license in order to qualify for a rental policy covering an RV. The age criteria for such insurance application may differ from one state to another.

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