by write247ng » Tue Jun 09, 2009 11:58 am
Auto insurance is a 'must-have' in most of the states in the United States of America. If the question is why you need auto insurance, then the answers are many.
Auto insurance protects you from expensive and sometimes upsetting disclosures. You may be an excellent driver and may think that you can drive very carefully and never cause an accident. However, you must remember that not all drivers on the road may be as good as you and there may always be a chance of you getting involved in an accident with some one else. Chances are that you will give in your best to avoid any kind of an auto accident on the road, but the fact is there aren't enough good drivers to make up for the careless drivers on the road. Hence, while you are trying to avoid a bad driver on the road, you may accidentally hit someone else in a bid to avoid this driver and hence get involved in an accident. Having auto insurance really helps in times like this.
Let us think in another perspective. What if you get involved in an accident despite being utterly careful and don't have auto insurance? What would you do if you are the uninsured driver at fault? Your out-of-pocket expenses could be huge if you have to pay for the damages. But if you have auto insurance, you do not have to worry about all these things. You could pay for the other party's medical bills from your insurance. You may have your own car damaged and may find out that the other party does not have adequate insurance or any insurance at all. So if you have underinsured/uninsured motorist coverage, you can benefit from that.
Hit-and-run cases occur quite often and if this were to happen, you would have to pay for repairing the damages out of your own pocket and that too at once. But if you did have auto insurance, your policy could pay. Having auto insurance can relieve you from the worries of an accident on the road. While driving carefully is something that everyone needs to do, accidents do not always happen with a warning.
To put it simply auto insurance helps
Auto insurance protects you from expensive and sometimes upsetting disclosures. You may be an excellent driver and may think that you can drive very carefully and never cause an accident. However, you must remember that not all drivers on the road may be as good as you and there may always be a chance of you getting involved in an accident with some one else. Chances are that you will give in your best to avoid any kind of an auto accident on the road, but the fact is there aren't enough good drivers to make up for the careless drivers on the road. Hence, while you are trying to avoid a bad driver on the road, you may accidentally hit someone else in a bid to avoid this driver and hence get involved in an accident. Having auto insurance really helps in times like this.
Let us think in another perspective. What if you get involved in an accident despite being utterly careful and don't have auto insurance? What would you do if you are the uninsured driver at fault? Your out-of-pocket expenses could be huge if you have to pay for the damages. But if you have auto insurance, you do not have to worry about all these things. You could pay for the other party's medical bills from your insurance. You may have your own car damaged and may find out that the other party does not have adequate insurance or any insurance at all. So if you have underinsured/uninsured motorist coverage, you can benefit from that.
Hit-and-run cases occur quite often and if this were to happen, you would have to pay for repairing the damages out of your own pocket and that too at once. But if you did have auto insurance, your policy could pay. Having auto insurance can relieve you from the worries of an accident on the road. While driving carefully is something that everyone needs to do, accidents do not always happen with a warning.
To put it simply auto insurance helps
- Pay for medical or any repairing bills when involved in an accident.
- Protect from underinsured/uninsured motorists.
- Pay for repairing damages as a result of theft, a natural disaster or vandalism.
- Protect from accident related lawsuits.
- Defend the investment that you have made on your car.
You need to get auto insurance for your car to be able to have coverage for any damage that may occur during an accident. You can get the best auto insurance quotes on the internet with ease. You do not need to move from one company to the other looking for their rates rather you just use the internet to quickly and easily compare auto insurance quotes online.
Before you get an auto insurance policy,you need to compare different offers from different companies on the internet and the benefits that you will derive from getting such offers.
Every state in the US requires that you get an auto insurance coverage for your car but you have to check the minimum coverage for your state and the best coverage that suits your needs. You will be able to get different rates from different companies but do not base your decision on a particular company only on the prices other considerations such as the company providing you with minimum coverage ,customer service and customers reviews for you to be sure of getting the right risk bearer.
For example you may need liability and bodily insurance coverage, but it may not be necessary to have collision and comprehensive coverage if you car is very old. But if you live in a city or location where there is a lot of theft, then comprehensive coverage may be necessary.
Evaluation of each company quality of service, reliability and financial stability you want to have the piece of mind that you will get fast response in case of an accident.
Then ask for discounts that you may qualify, cars that are cheap have lower premium costs, and also you can get lower premium costs by having safety devices, low mileage, taking a driving course, you also need to have a good driving record and good credit history.
Before you get an auto insurance policy,you need to compare different offers from different companies on the internet and the benefits that you will derive from getting such offers.
Every state in the US requires that you get an auto insurance coverage for your car but you have to check the minimum coverage for your state and the best coverage that suits your needs. You will be able to get different rates from different companies but do not base your decision on a particular company only on the prices other considerations such as the company providing you with minimum coverage ,customer service and customers reviews for you to be sure of getting the right risk bearer.
For example you may need liability and bodily insurance coverage, but it may not be necessary to have collision and comprehensive coverage if you car is very old. But if you live in a city or location where there is a lot of theft, then comprehensive coverage may be necessary.
Evaluation of each company quality of service, reliability and financial stability you want to have the piece of mind that you will get fast response in case of an accident.
Then ask for discounts that you may qualify, cars that are cheap have lower premium costs, and also you can get lower premium costs by having safety devices, low mileage, taking a driving course, you also need to have a good driving record and good credit history.
Posted: Tue Jun 09, 2009 12:08 pm Post Subject:
Good morning Write, and welcome to the community...I'm a little confused, are you just posting commentary? Are you asking a question etc? It appears what you are posting would be better served in a blog..You AREN'T copying and pasteing are you?
Posted: Tue Jun 09, 2009 12:13 pm Post Subject:
Write, please STOP POSTING right now and read the terms of use before posting anymore, I've had to delete most of your posts...this is your only warning, or I will have no alternative but to request you be banned from the site, if you have any questions feel free to 'pm' me...we do not allow 'hawking' of your wares in threads...after you've been here awhile you can add your link to your signature....
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