by Guest » Wed Oct 22, 2008 10:16 am
Hi..I'd like to know about the benefits that my employees would get out of a workman's compensation insurance. Please tell me about their rights and responsibilities under such regulations. Do I also need to be under any scanner with such laws? What steps do I take under circumstances when I feel the my employee has not filed an honest claim?
Goose_burnett
Goose_burnett
Posted: Wed Oct 22, 2008 01:48 pm Post Subject:
Hi, you do have some well defined rights. Across many states employers do have the right to choose a certain physician (as per their agreement) to scan their employees' injuries as well as medically treat them under their own supervision. They would thus have an opportunity to check out the recovery process to their best interests (the employees won't have any excuse to fake a delayed treatment). Hope you found that simple! Crossbreed
Posted: Wed Oct 22, 2008 03:04 pm Post Subject:
The only requirement I know of for an employer is to post that big WC poster with the name of the carrier so that employees can see it. That and not to discourage employees from filing a claim.
As mentioned, the biggest benefit the employee sees from WC is tort immunity. That can be _HUGE_!
Posted: Wed Oct 22, 2008 03:28 pm Post Subject:
I bet this can be a confusinf field. I have see alot of people on workers comp (esp at my hubbys work) that doesn't need to be. They claim they are injured but then you see them out doing things they shouldn't be a ble to do with their injury or working under the table. This makes a hard worker angry. I have also seen it reported and then nothing done about it.
Posted: Wed Oct 22, 2008 04:24 pm Post Subject:
Yup... in this area the WC laws are written to favor the injured party. I'm not saying it should be any different but in many cases it makes financial sense for the carrier to just pay the claim.
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