I heard auto insurance does not have to abide by HIPAA laws

by jballenger » Tue Nov 11, 2008 08:47 pm

Need in writing that auto insurance does not have to abide by HIPAA law

Total Comments: 21

Posted: Thu Nov 13, 2008 12:42 pm Post Subject:

yes our compliance with hipaa this is under bi not pip

Posted: Mon Nov 17, 2008 06:57 am Post Subject:

Your problem could be with your form and not the form. I know a few years back my company had to change out outdated forms to comply with HIPPA. It has to do more with legal wording on the form and not with what you are requesting it for.

Posted: Wed Mar 02, 2011 11:30 pm Post Subject: HIPAA

I have a RELEASE OF MEDICAL INFORMATION authorization from USAA, in my hand, dated January 2011, that says:

We are not HIPAA covered entities. Your disclosure of information to us is not subject to the Minimum Necessary standard.

Further, it states "For purposes of this Authorization, "Information" means all records
or knowlede concerning the patient's health, any injuries, medical history, mental and physical conditions, before and after the date of this Authorization, regardless of the time of occurrence. The term "records" Includes, but
is not limited to, written or graphic documentation, including notes, billing records or statements, sound recordings, computer records of health care services, and diagnostic documentation, such as x-rays, lab
test results, and other test results such as blood alcohol level and drug use. In addition to medical records developed by the Provider described above, this Authorization also Includes any medical records received by the Provider from other providers."

Rest ASSURED, I am NOT signing it!

Posted: Wed Mar 02, 2011 11:31 pm Post Subject: HIPAA

I have a RELEASE OF MEDICAL INFORMATION authorization from USAA, in my hand, dated January 2011, that says:

We are not HIPAA covered entities. Your disclosure of information to us is not subject to the Minimum Necessary standard.

Further, it states "For purposes of this Authorization, "Information" means all records
or knowlede concerning the patient's health, any injuries, medical history, mental and physical conditions, before and after the date of this Authorization, regardless of the time of occurrence. The term "records" Includes, but
is not limited to, written or graphic documentation, including notes, billing records or statements, sound recordings, computer records of health care services, and diagnostic documentation, such as x-rays, lab
test results, and other test results such as blood alcohol level and drug use. In addition to medical records developed by the Provider described above, this Authorization also Includes any medical records received by the Provider from other providers."

Rest ASSURED, I am NOT signing it!

Posted: Wed Mar 02, 2011 11:31 pm Post Subject: HIPAA

I have a RELEASE OF MEDICAL INFORMATION authorization from USAA, in my hand, dated January 2011, that says:

We are not HIPAA covered entities. Your disclosure of information to us is not subject to the Minimum Necessary standard.

Further, it states "For purposes of this Authorization, "Information" means all records
or knowlede concerning the patient's health, any injuries, medical history, mental and physical conditions, before and after the date of this Authorization, regardless of the time of occurrence. The term "records" Includes, but
is not limited to, written or graphic documentation, including notes, billing records or statements, sound recordings, computer records of health care services, and diagnostic documentation, such as x-rays, lab
test results, and other test results such as blood alcohol level and drug use. In addition to medical records developed by the Provider described above, this Authorization also Includes any medical records received by the Provider from other providers."

Rest ASSURED, I am NOT signing it!

Posted: Thu Mar 10, 2011 09:11 am Post Subject: Such as finding aliens in the United States United Kingdom

Thank you, I've been on this age, your topic information seaching is the best I have ever found.

Posted: Sat Oct 19, 2013 05:33 am Post Subject: USAA authorization for disclosure of medical

I have that same form which goes on to say, 'They want ANY AND ALL INFORMATION medical, dental, mental health notes recordings etc from MY ENTIRE LIFE.' It goes on to say that ALL my medical, dental, mental health conversations I've EVER HAD with ANY PROVIDER EVER may be REDISCLOSED by USAA and is no longer covered by federal privacy regulations. It ALSO says that though this is VOLUNTARY, if I don't sign they can discontinue processing any claim.

These people want permission to dig into my life to find any reason they can to not pay me for my injuries. SO I have to lay my entire life open to them with the knowledge that they can republish my private medical information. So, what does my military related mental health conversations have to do with my being stopped at a red light and hit by their client? Why do they need my LIFETIME medical records anyway? Why do they say its voluntary then say if I don't they can quit processing my claim? WHY because they want you to sign your rights away before you speak to a lawyer.

My life is not to be redistributed and unprotected at will. Some dipshit earlier on said 'go ahead and sign it, if you've done nothing wrong what do you have to worry about?' That dude works for the company or is functionally retarded. In this day and age do you really want your ENITRE med, dental, psych records FOREVER ON SOMEONE DATABASE with no legal protections? Really? DON"T SIGN. I will sign a limited release of my own from a specific DR who treated me ABOUT a specific treatments, beginning the DATE OF THE ACCIDENT. in 6 month increments.

Don't be stupid. These guys are looking for absolutely ANY reason to deny you. It will ONLY help their cause. It will not help you in any way. To numbnuts above, if you ever get in legal trouble, be sure to confess every thing you've ever done wrong to the prosecutor, 'What could happen?' I'm angry... Im angry to be put in such a position where I'm told I will have no privacy, the information is going to be used to find a way out, if I don't sign they can walk away, they can redistribute ALL my private mental health(Army Vet with PTSD) all that private stuff is open to them and they can do WHATEVER they want with it. I'm not USAA's Next Victim.

Posted: Sat Oct 19, 2013 03:17 pm Post Subject:

These people want permission to dig into my life to find any reason they can to not pay me for my injuries


Correct.... any valid reason. Is that not fair?

SO I have to lay my entire life open to them with the knowledge that they can republish my private medical information


No you don't. Someone can ask that you do something... it does not mean you need to do it. Feel free to gather your medical information yourself and present it to them. Most of the time they will still make an offer. But they could still refuse.

Let's look at the big picture. You are making a claim. You are stating that you were injured as the result of someone's negligence. You are asking for payment from someone because of this. So shouldn't that person have the right to ask that you prove your claim? If I tell a judge that you owe me money should I not not need to show that this is true?

So when you say USAA is diving into your personal medical life, well... this is simply your doing.

On that release feel free to cross out the redistribution part. I'd do it.

Posted: Sun Oct 20, 2013 12:29 am Post Subject:

We are not HIPAA covered entities. Your disclosure of information to us is not subject to the Minimum Necessary standard.

This does not negate the fact that you must authorize release of your records to the insurance company, it simply means the insurance company does not have a responsibility to store your records in redundant computer systems that your doctor or the hospital does. The insurance company must still treat your information confidentially and can be held liable for the improper release of personally identifiable information and protected health information under other laws, such as the Insurance Information and Privacy Protection Act.

Don't be too concerned that HIPAA doesn't necessarily apply.

Posted: Tue Jun 17, 2014 03:10 pm Post Subject: Auto accident and HIPPA release

I was in an accident and the insurance co wants me to sign a HIPPA form to release medical records. My question is why do they(insurance co) need to access all my medical records instead of the ones pertaining to the date of and after the accident? Do I have the right to stipulate the time period they can access?

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