Hit Head-on and lots of questions...

by camper650 » Wed Jan 28, 2009 01:01 pm

My wife and I were hit head-on by a driver that just wasn't paying attention. It's been nearly 3 weeks and the insured's adjuster has been in touch with me twice, and he still hasn't looked at our totaled vehicle. Is this normal? Any accident I have ever been in, it normally gets done pretty quick.

Another question, I've been off work for 3 weeks and my lost wages are measurable, but my wife doesn't work (only at home.. homemaker, 2 children) and her injuries were probably worse than mine. She was hammered by a first generation air bag. Severe contusion to the chest, but no broken ribs, just soft tissue damage. Since she doesn't have lost wages, how do you estimate or calculate any type of settlement when the time comes?

Will have more questions later, I'm sure!!
Thanks,

Total Comments: 22

Posted: Fri Feb 06, 2009 10:28 am Post Subject:

They want me to sign the title and send it back to them. I called her up to inquire about this. When I sell somebody a vehicle, I hand over the title when I get paid, not before. She said they could not issue a check before taking possession of the vehicle.

Not sure I'm comfortable with this. Is this normal??

yep as the two posters above have stated...only way i'd ever pay without title in hand is a Gaurantee of title release from a lein holder...it's ok camper really mostly likely she has the draft made out and in the claim file just waiting to send it out once she has the title (she could close her coverage/reserve that way)...nothing to worry about here...if you don't get the money within a week of sending it then call her...how far away is this adjuster? It's always best to do title/draft exchanges in person if possible..but if she's two states away it's just not feasible.

Posted: Sat Feb 07, 2009 01:04 am Post Subject:

Thanks again for all the replys. It's so nice to have a place to come to for straight answers!!

Add your comment

Enter the characters shown in the image.
This question is for testing whether or not you are a human visitor and to prevent automated spam submissions.