Business Insurance Forum

I haven't checked the replacement value of the property in some years, but my friend says the insurance company automatically increases the replacement value each year? Is that right?

Few years ago, my husband sold his car with auto loan remaining and he did not transfer the title to the buyer. He and buyer did not go to the bank or did not set up the escrow contract. He only sent the bank the letter to transfer title to the buyer by fax.
Several months ago, my husband received the notice from the bank said that my husband had not paid money for the car. At that time, my husband told the bank to take the car back from the buyer

If I have business insurance, fail to pay the premium on time and something unfortunate happens when the policy is in grace period. Will the insurance company be still liable to approve the claim and pay for the damages?

I've recently started a small factory equipped with a few lathe machines and hired a total number of 10 people. Do I need to carry any sort of employer's insurance or workman's compensation, or something like that? If yes, how much is required by law?

I've a small laundry. The profit margins are very low. I have a family of three. Do I need to get any kind of insurance? What are the monthly expenses for the premiums? Just to know if I can afford. Thanks in advance.

I've a small dairy farm. It's a business since I earn from it. There are several good breeds of cows and they milk well too. Now I want to insure the cows. Should I do a pet insurance or a business insurance? Any reply would be appreciated. Thanks!

I have a food service license and a basic busines license

I am deciding to start new business. I am not familiar with Insurance policy and its terms.

Can some body try and send me terms what I will decide with Insurance Policy

Hi,
I'm looking into starting a new small business. What are some best less expensive business insurance companies out there? Please give me your valuable suggestions.
Thanks in advance!

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I will be going on an office trip next week. I'll be carrying my laptop with me. My company allows the business travel coverage. Will that cover my personal laptop too?