by Guest » Sun Mar 22, 2009 08:19 am
We recently have had our roof damaged by wind. The independent adjuster told my husband to fix it himself. The Allstate adjuster said there were 31 shingles that needed to be replaced, and would not pay for such wind damage to roof at all. Why should we settle for a spotted roof,when my friend has State Farm and got a new roof on her house, garage and pool house. She said there were only 10-15 shingles damaged on her house and her garage and pool house was not damaged at all. The adjuster told her he wanted everything to match. Do I need to call the State Dept. of Insurance, get a public adjuster, send nasty letters to the home office or what. Because if I do not get a new roof i will get my satisfaction in another way by slamming Allstate on message boards, chat rooms and if i have to have a spotted roof i will get 31 blue shingles and put a huge sign in my front yard stating THIS HOME IS INSURED WITH ALLSTATE. Thanks for any response.
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Posted: Thu Oct 19, 2017 08:04 pm Post Subject: roof wind damage - Google Earth
We experienced wind damage that caused neighbors to replace roofs. We made a roof claim. Our roof had been damaged. However, the adjuster used Google to go back several years and identified "prior damage." He stated that we needed to file multiple claims to cover the old roof damage we should have previously discovered. We do not entertain on our roof.
Is this normal and accurate??
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Posted: Thu Dec 14, 2017 04:24 pm Post Subject: HAAG certified adjuster
Can you do a presentation to New Jersey Manufacturers Insurance? They are misusing the HAAG protocol. The NJM attorney states they abide by HAAG methodology, but the process has been incomplete and the criteria not fully met. NJM has up to what shingles are functional damage and mechanical damage, but did not complete the repair/replacement cost consideration nor the marking for foot damaged area. Also, the brittle tested shingles are now damaged shingles if it was not resealed.
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