by gadget82 » Mon Feb 02, 2009 12:59 am
hi! it's been like 9 months since i got my life insurance license but i am having so much trouble getting leads. i am a captive agent i have to sell and recruit too sometimes i think i will never do this job. i need to be advised on what i should do. should i go to a difrent company that has leads already or should i stick it through? please HELP!
Posted: Fri Feb 06, 2009 02:51 pm Post Subject: anonymous00- response
You are absolutly right when it comes to getting on the phone and online marketing. That is exactly what Senior Market Direct does for contrcated agents. And this program is FREE! Why should a newly licensed agent struggle with not only "getting in the groove" and the overhead costs of leads? This organization is extremely experienced when it comes to understanding how to market insurance products. And sometimes it is the company you work with.
Robert
Posted: Sat Feb 07, 2009 12:40 am Post Subject:
ok now here is a anothoer Q?... is bieng a captive agent affect my market? meaning will i be better off as a captive or indipendent? i would love to be indipendent!
Posted: Mon Feb 09, 2009 03:38 pm Post Subject:
My suggestion is to go independent, this way you will have much better control over your business. These days you can buy leads anywhere... However, sometimes the quality is suspect. Good luck.
Posted: Tue Feb 10, 2009 03:50 am Post Subject:
I was captive for a while and finally started my own thing. it is nice to have total control over your schedule and also the competition. leads have been an issue though since leaving the "captive" company. but it hasnt been that big of a deal. you just have to do what it takes to get through. if it means making phone calls then thats whatcha gotta do. but I would rather be independant than captive any day. you can get much higher contracts and no one breathing down your throught every night. I started my own agency and we offer very good contracts and support. we have a great lead source that I will be personally implementing over the next few days. I think it is going to be the golden ticket!! Im crossin my fingers though. we are always looking for agents so if anyone gets bored being captive and wants contracts as high as 110% email me at topmoneymakers[at]live.com
I look forward to communicating through these blogs. its nice to hear from all types of people and their opinions on how things are working around the country. best o luck to everyone!!
e-mail id deactivated for your safety
Posted: Tue Feb 10, 2009 04:21 am Post Subject:
gadget82
you have to stay positive above all in this business! there are many ways to get leads. alot of good points here but nobody telling you where to get leads from. what are you selling? life health FE LTC annuities? I am an Independant agency manager and I have dealt with this situation and have pretty much figured it out "for the most part"
hope I can help even a little. this is a great business for the people that dont mind hard work and rejection. but usually the rewards out wiegh the things that make this job tough "depending on your attitude"
Posted: Tue Feb 10, 2009 06:26 am Post Subject:
8) 8) Independent is really a nice idea.but you should not forget that you
need to keep different databases when you have variety of companies.lead
part is OK but database may become burden (in case if you are captive,you
just need to promote a single company).There are Pro's & Con's for each &
every aspect.someone is comfortable with independent,someone with
captive,depends on individual.
:wink: :wink:
Posted: Tue Feb 10, 2009 11:21 pm Post Subject:
It looks like you are kind of confused as to how to market your life products.
To me door to door marketing is a waste of your most valuable asset, time.
Instead you can used targeted telemarketing from lists, put up advertisements like pole signs and take one brochures, do targeted mailings with letters that have good sales copy, and even buy internet leads. These will help you establish a customer base which will start giving you referral business and help you grow your business.
As far as being captive you need to ask yourself what that company is doing for you. Are they providing adequate leads and support?
Independent agents usually make higher commissions but are own their own for leads and support. You also have to be better organized to handle multiple carriers.
Posted: Wed Feb 11, 2009 05:23 am Post Subject:
ok now here is a anothoer Q?... is bieng a captive agent affect my market? meaning will i be better off as a captive or indipendent? i would love to be indipendent!
No! My dear, being captive or independent has very little to do with the success of the agent. Agents love to become independent since it allows them to run their own businesses. But a captive agent too can become successful in this trade.
You may have to invest more time in identifying the target market for you, IMO you're not actually reaching-out to the right people. Give it a fresh try, it may work for you this time. Good luck!!
Posted: Wed Feb 11, 2009 06:35 am Post Subject:
:D :D I completely agree with moderator, that it is not the question of whether one is captive or independent,it only depends on what efforts one is putting in.So,in this regard it should be kept in mind that only final result only matter. :wink: :wink:
Posted: Sun Feb 15, 2009 06:29 pm Post Subject:
I'd stop leaving Bus cards on doors.
Try calling small business owners or even go out and spend a few hours walking into small businesses.
If you have some $, try buying leads.
The key is activity...the more people you talk to, the better your results will be.
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