Can I become a insurance adjuster if I have a felony?

Posted: Tue Aug 12, 2014 09:45 pm Post Subject:

Possibly. Depends on how long ago and what the sentence was. Fine? Jail? Prison?

Posted: Mon Mar 09, 2015 03:08 am Post Subject:

I was convicted of felony stealing in Missouri 4 years ago. I have been a contractor doing insurance restoration work but would prefer to work as an adjuster rather than for restoration companies.

I didn't consider it before because I was always told that a felony made it nearly impossible to get hired as an adjuster.

I have experience in the field and at a desk, and I'm proficient at Xactimate (estimating software most all adjusters use).

Do you think an insurance company would still hire me? What about an independent adjusting firm? Is there any way I can increase my odds or make myself more appealing to a potential employer in this market?

Thanks in advance for your advise.

Posted: Mon Mar 09, 2015 03:09 am Post Subject:

I was convicted of felony stealing in Missouri 4 years ago. I have been a contractor doing insurance restoration work but would prefer to work as an adjuster rather than for restoration companies.

I didn't consider it before because I was always told that a felony made it nearly impossible to get hired as an adjuster.

I have experience in the field and at a desk, and I'm proficient at Xactimate (estimating software most all adjusters use).

Do you think an insurance company would still hire me? What about an independent adjusting firm? Is there any way I can increase my odds or make myself more appealing to a potential employer in this market?

Thanks in advance for your advise.

Posted: Mon Mar 09, 2015 04:51 am Post Subject:

Apparently, you have not spent time reading all of the preceding questions and answers which are essentially the same as yours.

Your felony conviction is SQUARELY in the 10-ring of the target pinned on convicted felons by the Law Enforcement and Violent Crime Control Act, 18 U.S.C. 1033, 1034. You cannot work in the insurance industry with a felony conviction unless you are granted a "Consent Waiver" by the state insurance regulator. That's the only person who can answer your question.

Without obtaining the consent waiver, a person who is employed by any insurance company or other business directly related to insurance (such as independent public adjusters) is guilty of a federal crime which carries a sentence of up to 15 years in federal prison, a $10,000 fine, or both fine and imprisonment.

Posted: Sun Mar 29, 2015 03:13 pm Post Subject:

Charged with Marijuana Possession over four years ago as a dumb 18yo in college. I completed a Pre-trial diversion and the case was dismissed w/ prejudice... Will this hinder my chances of licensing at all?
And with a pre-trial diversion, would you still need to disclose to questions asking about convictions?

Posted: Thu Apr 02, 2015 07:14 pm Post Subject: Misdemeanor, NY

I was convicted with two petty larcenies a couple of years back. No jail, paid fine. Will that prevent me from obtaining my license?

Posted: Fri Apr 03, 2015 06:13 pm Post Subject:

I had a food stamp case in Texas Sec Exe Doc Dec and the case is disclosure but will come up on finger printing, it's been about 25 years ago. Will this stop me from getting all lines adjuster license in Texas

Posted: Fri Apr 10, 2015 01:46 am Post Subject:

Possibly, but probably not.

Posted: Tue May 12, 2015 06:50 am Post Subject: purged cases?

8/31/2011 I was convicted of shoplifting and under influence of controlled substance. And 25+ years ago I have a record that is purged do I have to disclose the purged court cases?

Posted: Wed May 13, 2015 01:53 pm Post Subject:

do I have to disclose the purged court cases?