by mrroosevelt » Thu Nov 01, 2007 01:52 pm
i was hit by hit and run driver who ran stop sign. police caught him.he was driving uncles car.no proof of insrance was found.i was taken to emergency room by ambulance. was sent b ills totaling over $1400.my insurance company sent mecheck for $1000 telling me to pay the medical bills with it.incidentally i had only liability on my car so my car is still damaged.damage over$700
Posted: Thu Apr 16, 2009 03:57 am Post Subject:
as stated before you can sue anyone for just about anything, whether you will win or not is another story altogether.
Posted: Mon Dec 06, 2010 01:48 pm Post Subject:
Posted: Mon Dec 06, 2010 01:48 pm Post Subject: unpaid medical claim for 9 months
if i have a claim for just 680 dollars that hasn't been paid for 9 months, would it be possible to sue the insurance company for "bad faith" ? would the cost be prohibitively expensive?
Posted: Wed Dec 08, 2010 12:09 pm Post Subject:
Is the insurance company yours or someone else's? Makes a big difference.
Regardless, if you are considering suing an insurance company for $680, you would be better off demanding arbitration or taking the case to small claims court. No lawyer will take the case.
Posted: Sat Mar 16, 2013 10:13 pm Post Subject: isurance won't pay
MY SON HAS A MOTORTRADE POLICY FOR HIS LTD COMPANY., I AM A NAMED DRIVER, I NEEDED TO CLAIM, MY SON CLOSED DOWN LTD COMPANY WITH NO O/S DEBT , AND FORMED A NEW LTD COMPANY,SAME ADDRESS,DIRECTOR,NAMED DRIVERS NOTHING CHANGED ONLY NAME.HE DID NOT INFORM INS' COMPANY,WHICH WOULD HAVE COST AS LITTLE AS £30.00, OF CHANGE. THEY VOIDED THE POLICY.ARE THEY CORRECT. :cry:
Posted: Sat Mar 16, 2013 10:59 pm Post Subject:
THEY VOIDED THE POLICY.ARE THEY CORRECT.
See my sig.Is this the same company that the policy was issued to? If not, it does sound correct. It was your son's over-sight not to obtain a new policy on the new company.
Posted: Sun Mar 17, 2013 03:42 am Post Subject:
This is a classic example of INSURABLE INTEREST. Property & Casualty insurance requires that insurable interest exist at the time a policy is issued AND at the time of a covered loss. When insurance is issued to a business entity, but that entity ceases to exist, there is no longer any insurable interest, and the policy becomes void at that point in time. If the accident had happened one minute prior to the company going out of business, there would have been coverage.
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