by lloydwalk » Sat Nov 29, 2008 02:29 pm
Cinergy Health Insurance is a program provided by Cinergy Health Inc. It is a company that provides novel and reasonable health coverage solutions for families or individuals who cannot otherwise afford health insurance. Their low cost health plans that substitute the costly major medical plans are designed to help everyone afford health insurance.
What services do they offer?
With their Cinergy Health Insurance Plan they offer restricted medical assistance plans. In this they provide first dollar coverage for the known and predictable medical assistance people may need quite often. Beginning with doctor's visit to diagnostics, maternity and surgeries, they make arrangements for all within your budget. According to the plan they set up for you, you can even choose your own doctors and hospitals. They do not restrict your choice of doctors and hospitals.
How does the Cinergy health insurance plan work?
With a view to create and deliver affordable health plan options this plan has been designed as an alternative to expensive health care plans. Cinergy health care insurance does not involve a big deductible. Their benefits include:
- Visits to physicians
- Stay in hospital
- Surgeries
- ICU expenses
- Benefits in critical care
- X-rays
- Diagnostic tests
- Regular wellness check-ups
- Precautionary tests
- Pregnancy or related issues
- Medical assistance for accidents
- Emergency room stays
- Accidental death and dismemberment coverage
Why would anyone choose Cinergy Health Preferred?
Cinergy Health, Inc. allows you to have the freedom to choose the doctor you would like to visit and also the hospital you would like to go to. All of this facility is available at a price that you can afford. In a Cinergy Health Preferred plan, you can even move from a limited medical plan to a major medical plan, you have the liberty to do so.
When are you eligible for a health plan with Cinergy?
If you do not have health insurance because you cannot afford it, Cinergy thinks you may qualify for their program. They have partnered with National Congress of Employers (NCE) and hereby have designed these plans for all working Americans in every state. Everyone is qualified for these plans regardless of medical history or any pre-existing conditions.
Cinergy states that their plans have been designed mainly for those individuals who:
Cinergy states that their plans have been designed mainly for those individuals who:
- Have no access to major health insurance
- Have little or no means to afford major health insurance
- Have health insurance plans with very high deductibles and yet very little benefits
What consumers say about Cinergy?
There are mixed reactions from people when it comes to their views on Cinergy Health, Inc. Members of the AmPmInsure Community believe that Cinergy is quite a popular company because of its innovative plan. But, again there are other members too who are not happy with the kind of service Cinergy has provided.
There have been quite a few complaints about Cinergy Health, Inc. Some of them include:
If you want to contact Cinergy, you may use their contact details and if you want to share any of your experiences (good or bad) with Cinergy Health, Inc. do write your opinion in our forum.
There have been quite a few complaints about Cinergy Health, Inc. Some of them include:
- Cinergy is said to be inaccessible when their customers need them.
- They have been accused of keeping the customers' money beyond the agreed term of payment.
- They make customers pay way more than what they have advertised.
- They do not pay the entire money spent on a doctor visit. They pay only a fixed amount and nothing beyond that.
If you want to contact Cinergy, you may use their contact details and if you want to share any of your experiences (good or bad) with Cinergy Health, Inc. do write your opinion in our forum.
Related readings:
- Is Cinergy health insurance good?
- Does Cinergy cover inexpensive policies?
- General information about Cinergy health insurance
- Does Cinergy operate in New York?
Do they pay claims as advertised and what does the state know abouth the company.
Posted: Mon Jul 27, 2009 05:21 pm Post Subject: cost
what is the cost of this insurance
Posted: Wed Jul 29, 2009 03:42 pm Post Subject: policy
are you hmo ppo pos or epo?
Posted: Thu Jul 30, 2009 12:46 pm Post Subject: Supplement Policies to Medicare
Does Cenergy have supplement Polecies to pay the 20% that Medicare does not pay?
Posted: Tue Aug 11, 2009 06:13 pm Post Subject: providers
list of doctors in the 19002 area code excepting cinergey health and what hospitals in Pa. excpt them
Posted: Mon Aug 17, 2009 07:57 pm Post Subject: rates/summary of benefits
rate sheet and summary of benefits
Posted: Tue Aug 18, 2009 08:01 pm Post Subject: dermatolgist
does it cover a procedure on sun-damaged pre-cancer spots?
Posted: Sat Aug 22, 2009 04:10 pm Post Subject: Does cinergy cover teens?
Does it cover teens in house holds that are not in school anymore. Like my daughter is 19 and she is out of school and might go to college but still lives in my house.
Posted: Sat Aug 22, 2009 06:39 pm Post Subject: Cinergy
The complaints were when they were offering discount cards for medical services as opposed to now when they convered to providing actual insurance. This ia real affordable basic medical insurance. Certainly better than none and way better than discount cards.
Posted: Wed Aug 26, 2009 07:35 am Post Subject: Cinergy is a fraud and a scam
Do not buy Cinergy Health. It is not worth your money. They paid $2.00 on my uncle's medical bill. The bill was for $786.00 and they sent him a check for $2.00. God should come down and kick that building over. It is a total scam product. They are getting sued left and right. They'll be gone soon, but not soon enough.
Posted: Mon Sep 07, 2009 02:45 am Post Subject: lap band surgery
do cinergy health cover lap band surgery and what out of pocket money would the consumer have to pay?
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