Cinergy health insurance: Are they reliable?

by lloydwalk » Sat Nov 29, 2008 02:29 pm

Cinergy Health Insurance is a program provided by Cinergy Health Inc. It is a company that provides novel and reasonable health coverage solutions for families or individuals who cannot otherwise afford health insurance. Their low cost health plans that substitute the costly major medical plans are designed to help everyone afford health insurance.

What services do they offer?

With their Cinergy Health Insurance Plan they offer restricted medical assistance plans. In this they provide first dollar coverage for the known and predictable medical assistance people may need quite often. Beginning with doctor's visit to diagnostics, maternity and surgeries, they make arrangements for all within your budget. According to the plan they set up for you, you can even choose your own doctors and hospitals. They do not restrict your choice of doctors and hospitals.

How does the Cinergy health insurance plan work?

With a view to create and deliver affordable health plan options this plan has been designed as an alternative to expensive health care plans. Cinergy health care insurance does not involve a big deductible. Their benefits include:

Visits to physicians
Stay in hospital
Surgeries
ICU expenses
Benefits in critical care
X-rays
Diagnostic tests
Regular wellness check-ups
Precautionary tests
Pregnancy or related issues
Medical assistance for accidents
Emergency room stays
Accidental death and dismemberment coverage

Why would anyone choose Cinergy Health Preferred?

Cinergy Health, Inc. allows you to have the freedom to choose the doctor you would like to visit and also the hospital you would like to go to. All of this facility is available at a price that you can afford. In a Cinergy Health Preferred plan, you can even move from a limited medical plan to a major medical plan, you have the liberty to do so.

When are you eligible for a health plan with Cinergy?

If you do not have health insurance because you cannot afford it, Cinergy thinks you may qualify for their program. They have partnered with National Congress of Employers (NCE) and hereby have designed these plans for all working Americans in every state. Everyone is qualified for these plans regardless of medical history or any pre-existing conditions.

Cinergy states that their plans have been designed mainly for those individuals who:

Have no access to major health insurance
Have little or no means to afford major health insurance
Have health insurance plans with very high deductibles and yet very little benefits

What consumers say about Cinergy?

There are mixed reactions from people when it comes to their views on Cinergy Health, Inc. Members of the AmPmInsure Community believe that Cinergy is quite a popular company because of its innovative plan. But, again there are other members too who are not happy with the kind of service Cinergy has provided.

There have been quite a few complaints about Cinergy Health, Inc. Some of them include:

Cinergy is said to be inaccessible when their customers need them.
They have been accused of keeping the customers' money beyond the agreed term of payment.
They make customers pay way more than what they have advertised.
They do not pay the entire money spent on a doctor visit. They pay only a fixed amount and nothing beyond that.

Consumers seem to have little faith on the services offered by Cinergy since there is no accreditation mentioned on their website. Some individuals who have paid for their services have been highly disappointed. It also seems that they have provided false numbers and passed them off as official numbers to their customers.

If you want to contact Cinergy, you may use their contact details and if you want to share any of your experiences (good or bad) with Cinergy Health, Inc. do write your opinion in our forum.

Total Comments: 101

Posted: Fri May 27, 2011 10:33 pm Post Subject: KQXurMqsIGaU

Health insurance.. Super :)

Posted: Mon May 30, 2011 03:08 am Post Subject: health insurance for Cinergy

Where is the phone number for Cinergy insurance

Posted: Fri Jun 03, 2011 01:35 pm Post Subject: SnKVxXRnGEfSRX

Health insurance.. Huh, really? :)

Posted: Wed Jun 08, 2011 12:59 am Post Subject: OTHER BENEFITS

Does Cinergy have prescription, vision care or dental

benefits of any kind?

Posted: Wed Jun 08, 2011 11:30 pm Post Subject:

Cinergy is not an insurance company, they are an agency that sells insurance. You can probably find those kinds of coverage there or elsewhere.

Posted: Fri Jun 10, 2011 03:10 am Post Subject:

hm interesting, I've heard Cinergy a couple of times since I have started working, but I'd have to update myself about the company...

Posted: Wed Jul 20, 2011 12:52 am Post Subject: prescription card

does it provide a prescription card

Posted: Thu Sep 29, 2011 07:55 am Post Subject: health

Hello,

My name is Rahul and I am from the Free Discount Plan for health care called Healthsouk.com.
I am a health care enthusiast and work in P.R. for HealthSouk. I was wondering if you would be interested in

interviewing our CEO - Dr. Neilesh Patel DDS regarding this innovative dental discount plan. He has started 3

previous startups that have brought access to health care to millions of people worldwide. This is the first of

its kind and it has no monthly fees for patients.

Marv Migdol who is the CEO of Consumer Health Alliance recently made a quote about HealthSouk saying he was

“impressed with our background and achievements”. Marv is the father of the discount plan industry and started

it almost 50 years ago.

This is a difficult time for patients to get access to discount dental services and our service grew from 1000

members last month to almost 10,000 in a just couple weeks. I look forward to hearing from you soon and working

with you to setup an interview with Dr. Patel

Sincerely,
Rahul
Public Relations - HealthSouk.com

Posted: Sat Feb 11, 2012 11:47 pm Post Subject: wrong disision

I AM A MEMBER OF CINERGY, HEALTH PLAN, AND I AM VERY UNHAPPY WITH THIS INSURANCE, ONE THING ABOUT IT, IT DOES NOT COVER, OPICAL, AND WHAT IT DOES COVER, IS STILL NOT AFFORDABLE TO ME, I WENT TO SEE A DOCTOR, AND IT COVERED THE VISIT, THEN AFTER, I GOT THE BILL, IT WAS HIGHER AND HIGHER, AND I CAN;T STAY WITH THIS COMPANY ANY LONGER, ITS LITKE I DON;T HAVE ANY INSURANCE, I DON'T ADVISE, THIS PLAN TO ANYONE, : :x

Posted: Wed Feb 29, 2012 02:46 pm Post Subject: DpEBAxiZFnRemgNHM

That kind of thinking shows you're an expret