by rosenberg2734 » Sat Nov 29, 2008 02:58 pm
Hello my name is Vicki Rosenberg, my father passed last year, in September of 07. He left behind a wife, 4 children and 6 grandchildren. My father was a man that paid all his bills on time, and very hard working. I know my father had a life insurance policy for all his children, because he told me when I was 17, I am now 38. When my father pass my mother and older brother, which he is by another father, but father took him in when he was 4 so he is consider my father's son, anyway they had let us know there was no life policy left for no one, he stop paying on a life policy 6 months okay. My mother stated there were only 30,000 left for her. Everyday I sit in disbelief, my father knows how I struggle as a single parent with four children, and my daughter was his pride and joy. My parents did not even sleep in the same rooms, my mother left my father when I was 15 and return to him when I was 21, since then they sleep in separate rooms in the house and would say hi and bye to each other. My oldest brother took all his paperwork from his desk in his room where my father faithfully sat doing his bills. Sorry for the whole story, but how would I ever find out if something was done, by my mother and older brother to not allow there family to have a life policy, or how would I find out if there was ever one?
Posted: Tue Sep 13, 2011 04:22 am Post Subject:
he signed a statement saying I was to be benificiary
This has no value unless he filed the change of beneficiary form for each policy/insurance company involved.
I don't plan on trying to collect I just want to know how much she is hiding and lying
If this statement is true, what exactly is the point of all this? You already know your sister is a liar, what difference.will this additional knowledge confer?
Posted: Tue Sep 27, 2011 10:13 am Post Subject: was there a policy?
My mother in law passed just recently and some say there was a life insurance policy left behind for my husband (only child) and some just don't know. How do I go about finding out if this is in fact true??
Posted: Tue Sep 27, 2011 06:15 pm Post Subject:
You can do several things. First, you can look at recent bank statement to see if an insurance company was taking premium payments from her account. Or, you can use the Medical Information Bureau's "Lost Policy Finder" service ($75 fee to run a check).
The MIB service does not guarantee to locate any policies, and if they even provide information that a policy was once applied for, it cannot tell you if that policy was still in force. For that, you would have to contact any insurance company they report to you.
http://www.mibsolutions.com/lost-life-insurance/
Posted: Sat Oct 22, 2011 11:07 pm Post Subject:
I am in a situation where he told us he had a policey and we were on it we just didn't know who or where it is or how to find out with which compney my sister needs the money for school so if anyone know how to find out email me
Posted: Tue Oct 25, 2011 06:11 am Post Subject:
There are several ways of locating a lost life insurance policy, as discussed in several threads.
1. Check for the bank and credit card statements to know about the insurance companies, to which premium payments were made.
2. Check with the auto, health or home insurance companies, as the life insurance policy could've been taken out through them.
3. Contact the deceased's lawyer, attorney, financial advisor.
4. Avail the Policy Locator Service from MIB or other private companies for a charge.
Posted: Sat Dec 03, 2011 04:19 am Post Subject: Legit
I think this is a fair question.
As the mother of 4 children myself I would want them taken care of. I carry a policy with amounts specific to each of my children. It is my wish that they be cared for once I am gone. If I were alive, I'd help whenever necessary... If I'm deceased I would want to at least give my children that safety net.
If a parent is gone, their care is gone also. I miss my father but, he had no policy and I'll never be able to ask him for advice, help, or a hug again. I'd hate to leave my children missing me. It seems this is a simple comfort. I don't think it's unreasonable to want to find out if the father who was a comfort in to his children also desired to be a comfort after he was gone.
I hope you find out... And I don't think it makes a person heartless to ask questions... Seems awfully judgmental.
Posted: Sat Mar 03, 2012 02:31 am Post Subject: life insurace
my mom took out a life insurance policy on me and my sisters but it expired when we turned 25 i turned 25 in october and my mom just passed 2 weeks ago anyway i just found out about the policy today am i still intitled to the money or no because i am already 25
Posted: Tue Mar 06, 2012 03:29 pm Post Subject:
An insurance policy on your life would only pay a benefit if you died, not your mother. If your mother had life insurance on herself, you might possibly be a beneficiary.
Posted: Mon Apr 09, 2012 07:43 pm Post Subject:
Posted: Mon Apr 09, 2012 07:44 pm Post Subject:
if i don't the carrier of my fathers life insurance policy and i have his dob and dod, how can i find the carrier?
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