by Guest » Sun Oct 05, 2008 09:59 am
My Dad killed my mom, even though she was sick in the hospital, we are very sure that he sufficated her. He is a tax avaider and can not retire. He had about 1 million of insurance on her, 3 different policies. He knew that every day she was in the hospital, it took away from the life insurance, his only source of retirement, so he ended her life. He slipped up to my sister and said that your Mom did not sufficate, he tried to give her breaths of his own air, but never called a nurse or doctor in the room to help. He also refused an autopsy, he would not let her body go anywhere except to the funeral home. Also, he refused to take a polygraph test that we set up, an attorney called my sister the day of the test and told her that he was going to sue us for everything we got. We had so much proof, but not enough to have convicted, I don't think any of the investigators believed us. I have kinda of gave up, but it still will haunt us for the rest of our lives.
Posted: Fri Oct 10, 2008 05:22 pm Post Subject:
It all sounds confusing to me. I just hope if he did do anything that he doesn't get rewarded for it.
Posted: Sat Oct 11, 2008 12:48 am Post Subject:
The laws may view the situation from 2 different angles depending on whether the murderer is the policyholder or the named beneficiary.
If the murderer is the policyholder, he is a party to the insurance contract. He entered into a legally binding agreement with the insurance company. If it is proven that he bought the insurance on the life of the insured with the intention of killing the latter for financial gain, my view is that the contract should be null and void as if the contract was never in existence.
If the murderer is the named beneficiary and not a party to the insurance contract, then the contract is still enforceable subject to the provisions in laws.
Posted: Sat Oct 11, 2008 01:04 am Post Subject:
So a killer can get paid?
Posted: Sat Oct 11, 2008 09:35 am Post Subject:
He of course is the named beneficiary...and he was paid, whether he killed her or not...I feel that the OP believes this to be true..someone making this up would be having a lot more fun posting than our OP..(IMO)...
If by policy holder you mean he paid the premiums...that still doesn't matter, if he were found guilty of murdering her he wouldn't be entitled to the money...in this case however it's likely already all gone.. :(
Posted: Sat Oct 11, 2008 10:18 am Post Subject:
If the murderer is the policyholder, he is a party to the insurance contract. He entered into a legally binding agreement with the insurance company. If it is proven that he bought the insurance on the life of the insured with the intention of killing the latter for financial gain, my view is that the contract should be null and void as if the contract was never in existence.
No.
That's not the way it works.
The death benefit is PAID whether or not the killer was:
the Owner;
the Owner and Beneficiary;
the Beneficiary ONLY.
It makes no difference.
The death benefit is PAID.
...and I will risk my *SAFE designation by further stating...
PERIOD.
END OF that STORY.
But it's NOT paid to the killer.
It's paid as IF the killer predeceased the victim.
Posted: Sun Oct 12, 2008 02:10 pm Post Subject:
At least the victims family would have money to cover the funeral expenses and pay up any unpaid bills.
Posted: Mon Oct 13, 2008 03:46 pm Post Subject:
Noooooooooo, a hospital cannot put a lien on a life insurance policy to guarantee payment for anything. That's why we have welfare, Medicare, Medi-Cal, and even a few "special programs" which apply only to people who live in the Appalachian Mountains.
If this is a true story, someone needs to bring the District Attorney's Office into the picture.
Posted: Mon Oct 13, 2008 08:58 pm Post Subject:
That clears that up.
Posted: Sun Dec 14, 2008 03:49 am Post Subject: my stepdad did the same to my mom
I think my stepdad did the same to my mom after 30 yrs of marriage , he said she died of a heart attack there was no heart disease in the family . My mom had a busted lip like she was punched ,he had no altopsy peformed, and also had her creamated and told everyone he didnt have insurance so her family would pay for the funeral , but a drunk friend of his told me that he had insurance paying off his house , car , and life insurace.He had my mothers family pay for her funeral and then came in drunk and told me to keep my mouth shut and he would take me to the casSino.
I was told by my stepdad that we had 15 minutes to get everything we wanted out of the house the rest would be trashed, there was a single woman calling and coming by everyday,and my moms bed was gone a day after she died. He wanted every picture out of his house her clothes gone and couldnt wait to redecorate . He had been telling me for years how he wanted to go camping and tour the country in his Rv , goto casSinos but he couldnt because of my mom .
I had also asked my stepdad if my mom had insurace when i first got there and he had told me that he had just put insurance on her 2 weeks before she died. I also decided when i was at the funeral to tell my moms family about everything that had happend , now im the family nutcase and no one will talk to me . I honestly believe he did it and he's a great liar and will probably get away with it ,but its not going to bring my mom back. AND IF YOU DID DO IT YOUR GONNA BURN IN HELL U SIK FUK
Posted: Sun Dec 14, 2008 07:22 am Post Subject: credit
This story made me cry!! How can a 'human being' do this to another!!??? I don't get it. I wonder..can a 'Wrongful Death' be filed, in a case like this?
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