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Hi All,

Our Marathon contenders for November '10 are as follows-

MaxHerr (335 posts)

InsTeacher (33 posts)

BNTRS (42 posts)

Nicholas_peters_ (42 posts)

MikeoftheOzarks (18 posts)

hey everyone, i just signed up to this site and looking to learn more about insurance and make some connections.

Why would you pay extra $$ for a replacement cost policy?
Well first It is great in the event you have to make a claim, because you get ACV-deductible-depreciation= your check, then after repairs are made you get back the depreciation, but becareful of all the fine print and loop holes. ASK your question BEFORE getting any policy.
or you might not get any of the recoverable depreciation back

Can an employer be the beneficiary of a life insurance of an employee. Can someone get a life insurace for their employee.

Fellow Life and Health Insurance Agents, beware of email adds from BEST LEAD Company of Granbury Texas - sent by a guy named Greg Horne.
He promises to deliver leads his company allegedly develops using an auto-dialer and then converts any responses over to the agent who purchases so many lead - paid in advance. The problem is, he only takes prepayment by CHECK and charged me $25 per lead, and I ordered 10 leads. That was over 2 -1/2 months ago and refuses to deliver as ordered.

Hello All,

Thanks for the PMs wondering what the heck is up with Lori. Seems that it's a computer issue with this site as to why we haven't heard from her. Hopefully she'll be back soon. I sent her an email to her private email just to poke her and see what's going on.

InsTeacher 8)

Hi, I have been out of work for over a year. I was working in construction for 7 years and needed surgery on my inner ear. I had the surgery which i was on Temporary Disability for 2 months. I tried to return to work and there was none. Now a year later I am having the same problems with my ear and am scheduled for surgery in December. I know that UI says you need to be available for work but the surgery would make it impossible. What do I need to do? Is there Disability insurance that would take over instead of UI? I want to be prepared.

Hi All,

Our Marathon contenders for October '10 are as follows-

MaxHerr (379 posts)

InsTeacher (39 posts)

Steven (40 posts)

dbpmnn (17 posts)

gertes (10 posts)

hey everyone
set up at a small business expo today,it was great got about 30 names to follow up on and met alot of very interesting people.sure was better than cold calling,was only there for 4 hours,planon doing some other types of of fairs you can really your name out there and it is easy to network becausethats what everybody is doing and they expect you to do the same.

I have a car whose engine is toast and so we are planning on getting rid of it by selling it to either a salvage yard or to someone as a project car. It will likely be sometime early next spring after we get our tax return when we can afford to get another used car, one in better shape this time. My question is about if there is a gap of several months between selling one car and buying another, does my insurance company find out if I don't tell them? I don't want them to cancel my insurance.