I have 2 misdemeanors on my record in Ohio. One is 2 years old and another is 4 years old. Will this prevent me from getting a state insurance license?
Total Comments: 68
Posted: Fri Jan 09, 2009 05:10 am Post Subject: insurance
Someone I know was arrested for a Assault and Battery..almost 10 years ago. I know this is STILL on his record. I don't know if 'lesser' charges may come off in less time?
Posted: Sat Jan 10, 2009 03:50 am Post Subject:
Maybe then there are certain time periods for things to come off. Like say a felony stays on for a certain period and a misdemeanor stays on for a lesser period. I was just checking in to see if this post was answered so I'll stop back and see if any one knows for sure. Never had a record but was curious.
Posted: Wed Jul 29, 2009 01:45 am Post Subject: insurance
I have a couple minor misdemeanors on my record from twelve years ago that i can pull up from the courts website. but when i started with prudential financial 3 months ago my record came up clean. doesn't make sense to me at all. probably different for every county out there!
Posted: Wed Jul 29, 2009 06:44 am Post Subject:
but when i started with prudential financial 3 months ago my record came up clean.
That's good for you.
doesn't make sense to me at all. probably different for every county out there!
I'm not sure. As far I know that misdemeanour or felony would stay in you report for as long as 99 years.
Posted: Tue Apr 20, 2010 02:44 am Post Subject: insurnace licenese
Will a misdemeanor assault keep you from getting your licence? its about five years old.
Posted: Tue Apr 20, 2010 09:50 am Post Subject:
In California, the Insurance Code identifies specific misdemeanors that are problematic. Assault would not be one of them.
But the first question on the license application states (shortened): "Have you ever been convicted of a crime? Crime includes military offenses. Convicted means having been found guilty by judge or jury, or by a plea of guilty or nolo contendere. You may exclude juvenile and minor traffic offenses."
The answer to the question, in your case, is YES. And you would have to submit a copy of the court's "minute orders" to show what the charge and verdict was.
Nolo contendere = guilty as far as the law is concerned, and must be answered YES, as must any conviction that was ordered "sealed" or "expunged" or in some way "forgiven" after completing a sentencing alternative (anger management, community service, etc).
Remember, the question asks, "Have you ever been convicted?" DUI, reckless driving, speeding over 100 mph are not minor traffic offenses. Unsafe lane change, failure to stop, a speeding ticket for 10-20 mph over the speed limit, talking on your cell phone while driving . . . those are examples of minor traffic offenses.
The best rule of thumb . . . when in doubt, disclose. Failure to disclose is a death penalty offense . . . that is, death to your career as an agent. At the very least, it would probably result in being called to a hearing to determine if you are a person of integrity and worthy of being issued a license. You could be denied for failing to disclose a conviction that, in itself, would never be a problem, and would have to wait a minimum of 5 years before you could re-apply.
Thinking of getting a securities license? Failure to disclose on that application could result in being barred from the industry for life.
Posted: Wed Jun 23, 2010 11:10 pm Post Subject: My experience
I sat in a court room in TN almost all day today to try and get an assault charge removed. The judge told me there was no reason to remove the charge and that it stays on your record forever. Enjoy! Im also applying for an insurance license next month so wish me luck.
Posted: Wed Jun 23, 2010 11:22 pm Post Subject:
Well, if there's any good news, an assault conviction is not the kind that ordinarily would prevent a person from obtaining a license, unless it was not disclosed in the license application. As long as it occurred at least five years ago, it should be a non-issue.
Posted: Sat Nov 06, 2010 03:09 am Post Subject: I didnt know i had a misdemeanor charge
A misdemeanor came up in background check which i didnt know about so it wasnt disclosed on my application, will this prevent Prudential from hiring me? Its a great opportunity but I dont wanna lose any sleep if they are gonna take back the offer.
Posted: Wed Nov 10, 2010 04:30 am Post Subject: Ohio License
Felonies are the only thing that will keep you from getting your licenses in Ohio. Email me I will hire you tomorrow if you get your licenses. Policy1.com@gmail.com
Posted: Fri Jan 09, 2009 05:10 am Post Subject: insurance
Someone I know was arrested for a Assault and Battery..almost 10 years ago. I know this is STILL on his record. I don't know if 'lesser' charges may come off in less time?
Posted: Sat Jan 10, 2009 03:50 am Post Subject:
Maybe then there are certain time periods for things to come off. Like say a felony stays on for a certain period and a misdemeanor stays on for a lesser period. I was just checking in to see if this post was answered so I'll stop back and see if any one knows for sure. Never had a record but was curious.
Posted: Wed Jul 29, 2009 01:45 am Post Subject: insurance
I have a couple minor misdemeanors on my record from twelve years ago that i can pull up from the courts website. but when i started with prudential financial 3 months ago my record came up clean. doesn't make sense to me at all. probably different for every county out there!
Posted: Wed Jul 29, 2009 06:44 am Post Subject:
but when i started with prudential financial 3 months ago my record came up clean.
That's good for you.
doesn't make sense to me at all. probably different for every county out there!
I'm not sure. As far I know that misdemeanour or felony would stay in you report for as long as 99 years.
Posted: Tue Apr 20, 2010 02:44 am Post Subject: insurnace licenese
Will a misdemeanor assault keep you from getting your licence? its about five years old.
Posted: Tue Apr 20, 2010 09:50 am Post Subject:
In California, the Insurance Code identifies specific misdemeanors that are problematic. Assault would not be one of them.
But the first question on the license application states (shortened): "Have you ever been convicted of a crime? Crime includes military offenses. Convicted means having been found guilty by judge or jury, or by a plea of guilty or nolo contendere. You may exclude juvenile and minor traffic offenses."
The answer to the question, in your case, is YES. And you would have to submit a copy of the court's "minute orders" to show what the charge and verdict was.
Nolo contendere = guilty as far as the law is concerned, and must be answered YES, as must any conviction that was ordered "sealed" or "expunged" or in some way "forgiven" after completing a sentencing alternative (anger management, community service, etc).
Remember, the question asks, "Have you ever been convicted?" DUI, reckless driving, speeding over 100 mph are not minor traffic offenses. Unsafe lane change, failure to stop, a speeding ticket for 10-20 mph over the speed limit, talking on your cell phone while driving . . . those are examples of minor traffic offenses.
The best rule of thumb . . . when in doubt, disclose. Failure to disclose is a death penalty offense . . . that is, death to your career as an agent. At the very least, it would probably result in being called to a hearing to determine if you are a person of integrity and worthy of being issued a license. You could be denied for failing to disclose a conviction that, in itself, would never be a problem, and would have to wait a minimum of 5 years before you could re-apply.
Thinking of getting a securities license? Failure to disclose on that application could result in being barred from the industry for life.
Posted: Wed Jun 23, 2010 11:10 pm Post Subject: My experience
I sat in a court room in TN almost all day today to try and get an assault charge removed. The judge told me there was no reason to remove the charge and that it stays on your record forever. Enjoy! Im also applying for an insurance license next month so wish me luck.
Posted: Wed Jun 23, 2010 11:22 pm Post Subject:
Well, if there's any good news, an assault conviction is not the kind that ordinarily would prevent a person from obtaining a license, unless it was not disclosed in the license application. As long as it occurred at least five years ago, it should be a non-issue.
Posted: Sat Nov 06, 2010 03:09 am Post Subject: I didnt know i had a misdemeanor charge
A misdemeanor came up in background check which i didnt know about so it wasnt disclosed on my application, will this prevent Prudential from hiring me? Its a great opportunity but I dont wanna lose any sleep if they are gonna take back the offer.
Posted: Wed Nov 10, 2010 04:30 am Post Subject: Ohio License
Felonies are the only thing that will keep you from getting your licenses in Ohio. Email me I will hire you tomorrow if you get your licenses. Policy1.com@gmail.com
Add your comment