by gb298888 » Wed Jan 30, 2008 06:41 pm
I have a landlord who left a 6inch pipe sticking out of the ground infront of the porch. He was obilgated & had the duty to fix under nys landlord & tenant law. I recently sent him another demand letter stating to inform his insurance co. The accident happened april of 2007. He was hiding from his insurance cause he was at fault. Will his insurance company at least look at that. Im now in contact with an adjuster how do i settle my claim. I know people sometimes dont use lawyers cause we know they are in it just for the money. And plus with proper documents i think i can settle it. Could you tell me whats things i can do to settle and get it out the way? I had to get surgery because the nerves in my hand and wrist was damage. And it cause me to have radial nerve damage. I had an appt today to get an emg test. The doctor stated it was most likely permanent. Can feel anything in my hand and wrist at times. But part of my hand as no senation and numbness all the time. I also chronic pain and weakness in my hand and wrist most of the time. im fairly young and have to deal with this for a long time or even forever. What do you think my claim is worth. Over 9grand in med bills. Should i create a well organized settlement package with all my supporting documents & etc. And also if i should do that should i put a amount in the package or let them make the first offer. I know people settle with adjusters but what documents do i need for him to give me a fair offer? Thank you for your time and help. Please Advice. Have anyone ever done this before?
Posted: Wed Jan 30, 2008 08:06 pm Post Subject:
With what you describe there is no good way to comment on a settlement value as all your medical notes would need to be reviewed. Also, consideration needs to be made for _what_ happen in the accident (detailed). You never mention this.. only that a pipe was sticking up and you have an injury. Are their mitigating factors involved? That comes into play as well.
It's a little like me asking if $5000 is a good price for a Ford.
(your injury is the Ford :) )
Posted: Fri Feb 01, 2008 05:03 am Post Subject:
Hi gb298888, what tcope has mentioned in his post is absolutely correct. The detailed description of the incident along with the description of your injuries, together will determine the compensation package. Contact the landlord's insurance company and file your claim with them. Keep all your document with you (medical bills, prescription drugs, photographs of the pipe etc.), you will be needing all these documents in negotiating out the settlement amount with the adjuster.
Hope the inputs help. JoeBarkely
Posted: Fri Feb 01, 2008 05:23 am Post Subject:
For making a successful personal injury claim, one need to prove it that the accident happened due to the other persons negligence. Therefore, you have to prove it before your landlord's insurer that he was negligent on his part. Under a personal injury claim, you may receive compensation for the following:
You may receive compensation for any or all of these categories once the liability of your landlord is established.
Please keep us updated with the developments. Wishing you luck :)
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