150+ Types of Insurance - Insurance Knowledge Base

163 Types Of Insurance Coverage

SL No.	Insurance Policy / Coverage info It is basically the security policy against which the insurer provides you with reimbursement.	Plan Type (Group / Individual / Both) info Some plans can be opted in groups.Some coverages are restricted for the individuals.For eg, an employee can opt for health insurance as group health insurance through the company.Again,the same employee may sign up with a health insurance policy as an individual as well.	Coverage Subject(Entity/Object/Both) info This means against which features the particular policy would provide you with the security.The policy may cover an object,an entity or may be both.	Premium Type (Expensive/ Moderate /Cheap) info This field mainly states if the insurance premium of the form of insurance is expensive ,moderate or cheap for an average earning man.Special forms of insurances that provide extra benefits definitely demand more premium amount in comparison to the mainstream insurance policy.Naturally those forms of insurance premium becomes expensive for an average earner. Moreover, insurances such as boat insurance, factory insurance and others that offer wide range of security, demand more premium.Thus the premium rate is much higher.But for a factory owner, to pay the premium it may be moderate. And for an average earning man to pay the same premium amount would be expensive.	Age-Group (Years) info It is the qualifying age limit for you to sign up with the particular form of insurance.	Floaters (Yes / No) info This field states whether the form of policy is a subordinate of the main form of policy or not.
1.	Accident	Individual	Entity	Moderate	Any	No
2.	Aircraft	Individual	Object	Moderate	Any	No
3.	Annual Travel	Individual	Entity	Moderate	Any	No
4.	Antiques	Both	Object	Expensive	-	No
5.	Art	Individual	Object	Expensive	-	No
6.	Auto	Individual	Both	Moderate	Any	No
7.	Avian	Individual	Both	Moderate	-	No
8.	Backpackers	Individual	Object	Moderate	-	No
9.	Bicycle	Individual	Object	Moderate
10.	Birthday	Individual	Entity	Moderate	Any	No
11.	Boat	Individual	Object	Expensive	-
12.	Boiler	Individual	Object	Moderate	-	No
13.	Breakdown	Individual	Entity	Moderate	Any	No
14.	Builders	Individual	Entity	Moderate	Any	No
15.	Buildings	Individual	Object	Moderate		No
16.	Business	Group	Both	Expensive	Any
17.	Business Travel	Individual	Both	Moderate	Any	No
18.	Car Breakdown	Individual	Object	Moderate	Any	No
19.	Car Dealer	Individual	Entity	Moderate	Any	No
20.	Car	Individual	Both	Moderate	Any	No
21.	Caravan	Individual	Object	Moderate	Any	No
22.	Care Home	Individual	Object	Expensive	Any	No
23.	Casualty	Individual	Both	Moderate	-	Yes
24.	Cat	Individual	Entity	Moderate	Any	Yes
25.	Catering	Individual	Objects	Expensive	-	No
26.	Chauffeur	Individual	Entity	Moderate	25	No
27.	Chemist	Individual	Entity	Moderate	Any	No
28.	Church	Individual	Object	Moderate	-	No
29.	Claims Management	Individual	Both	Moderate	-	No
30.	Classic Car	Individual	Both	Expensive	-	No
31.	Commercial	Individual	Both	Expensive	-	No
32.	Computer Consultant	Individual	Entity	Expensive	-	No
33.	Computer Contractors	Individual	Entity	Moderate	Any	yes
34.	Computer	Individual	Object	Moderate	-	No
35.	Concert & Gig	Group	Both	Expensive	-	No
36.	Condo	Individual	Both	Moderate	Any	Yes
37.	Conference	Individual	Both	Expensive	-	No
38.	Construction	Individual	Both	Expensive	-	No
39.	Contents	Individual	Both	Expensive	-	No
40.	Contracts Work
41.	Corporate-Owned Life insurance
42.	Credit	Individual	Entity	Moderate	-	No
43.	Critical Illness	Individual	Entity	Expensive	-	No
44.	Crop	Individual	Object	Moderate	-	No
45.	Cyber Space Liability
46.	Dental	Individual	Entity	Moderate	-	No
47.	Disability	Individual	Entity	Moderate	Any	No
48.	Driver	Individual	Both	Expensive	-	Yes
49.	Dog	Individual	Entity	Expensive	-	No
50.	Earthquake	Individual	Object	Moderate	Any	No
51.	EGG Bread
52.	Employment practice liability(EPLI)
53.	Engineering	Individual
54.	Event	Individual	Object	Expensive	-	No
55.	Exotic Animal
56.	Factory
57.	Farm	Individual	Object	Moderate	Any	No
58.	Festival & Carnival
59.	Fair	Both	Object	Expensive	-	No
60.	Fish Stock
61.	Footballer
62.	Funeral	Individual	Entity	Moderate	Any	No
63.	Garage	Individual	Object	Expensive	Any	No
64.	General	Individual/Group	Object	Moderate	Any	No
65.	Golf
66.	Group	Group	Entity	Moderate	Any	No
67.	Health	Both	Entity	Moderate	Any	No
68.	Holiday Home	Individual	Object	Moderate	Any	No
69.	Home Owners	Individual	Objects	Moderate	Any	No
70.	Horse	Individual		Expensive
71.	Hotel					No
72.	Household		Entity
73.	Income Protection	Individual	Entity	Moderate	Any	No
74.	Industrial Plant	Individual	Objects	Expensive	Any	No
75.	IT Workers	Individual	Entity	Expensive	-	No
76.	Jewelry	Individual	Object	Expensive	Any	Yes
77.	Keyman	Individual	Entity	Expensive	Any	No
78.	Kidnapping & Ransom
79.	Landlord	Individual	Object	Moderate	Any	No
80.	Legal Expenses	Individual	Entity	Expensive	-	No
81.	Lenders Mortgage	Individual	Entity	Moderate	-	No
82.	Liability	Individual	Both	Cheap	Any	Yes
83.	Life	Individual	Entity	Cheap	0-75	No
84.	Kidnapping and Ransom	Individual
85.	Loan	Individual	Object	Moderate	Any	No
86.	Long Term Care	Individual	Entity	Expensive	65	No
87.	Loss Adjusters
88.	Magician's
89.	Manufacturing
90.	Marine	Individual	Both	Expensive	Any	No
91.	Media
92.	Medical Supplies
93.	Mortgage	Individual	entity	moderate	Any	Yes
94.	Mortgage Life	Individual	Entity	Moderate	Any	No
95.	Mortgage Payment Protection	Individual	Entity	Moderate	Any	No
96.	Motor Claims
97.	Motor Fleet	Individual	Object	Expensive	-	No
98.	Motor Sport	Group	Both	Expensive	-	No
99.	Motor Trader	Individual	Entity	Moderate	Any	No
100.	Motorcycle	Individual	Object	Moderate	Any	No
101.	Musician	Individual	Object	Moderate	Any	No
102.	Mortgage Life	Individual	Object	Moderate		No
103.	Newsagents	Both	Entity	Moderate	Any	No
104.	Nightclub	Individual	Entity	Expensive	-	No
105.	No Fault	Individual	Person	Moderate	Any	No
106.	Office	Group	Both	Expensive	-	No
107.	Oil Refinery	Both	Both	Expensive	-	No
108.	Parametric	Both	Both	Expensive	-	No
109.	Patent Infringement	Individual	Entity	Expensive	Any	No
110.	Permanent Life	Individual	Entity	Moderate	0-75	No
111.	Pet	Individual	Entity	Moderate	Any	No
112.	Petrol Station	Individual	Objects	Expensive	Any	No
113.	Pharmaceutical Manufacturers	Individual	Entity	Moderate	Any	No
114.	Pharmacy	Individual	Entity	Moderate	Any	No
115.	Photographer	Individual	Object	Expensive	Any	No
116.	Political Risk	Individual	Entity	Expensive	Any	No
117.	Mortgage	Individual	Entity	Moderate	Any	No
118.	Product Liability	Individual	Objects	Moderate	Any	No
119.	Professional Indemnity	Individual	Entity	Moderate	Any	No
120.	Professional Liability	Individual	Entity	Moderate	Any	No
121.	Property	Individual	Both	Moderate	Any	No
122.	Pub & Public House	Individual	Both	Expensive	Any	No
123.	ReInsurance	Individual	Entity	Expensive	Any	No
124.	Renters	Individual	Objects	Moderate	Any	No
125.	Restaurant	Individual	Entity	Expensive	Any	No
126.	Return of Premium Life	Individual	Entity	Moderate	0-75	No
127.	Revocable	Individual	Entity	Moderate	-	No
128.	Risk Management
129.	RV	Individual	Both	Expensive	-	Yes
130.	Second Home	Individual	Object	Expensive	Any	No
131.	Self	Individual	Entity	Moderate	Any	No
132.	Service Garage	Individual	Object	Moderate	Any	No
133.	Shop	Individual	Both	Moderate	Any	No
134.	Show Car	Individual	Object	Expensive	Any	No
135.	Specialist Car	Individual	Both	Expensive	-	Yes
136.	Specialist Home	Individual	Both	Expensive	-	Yes
137.	Specialist Travel	Individual	Both	Expensive	-	Yes
138.	Sport	Individual	Both	Moderate	-	No
139.	Sports Car	Individual	Both	Expensive	-	No
140.	State Disability	Individual	Entity	Moderate	Any	No
141.	Student Travel	Both	Both	Moderate	-	No
142.	Students	Individual	Entity	Moderate	-	No
143.	Take Away
144.	Taxi	Individual	Both	Moderate	25 - 65	No
145.	Term Life	Individual	Entity	Moderate	0-75	No
146.	Terrorism	Individual	Both	Expensive	-	Yes
147.	Title	Individual	Object	Moderate	Any	No
148.	Tradesman	Individual	Both	Expensive	-	No
149.	Travel	Individual	Both	Moderate	Any	No
150.	Truck & Lorry	Individual	Both	Expensive	Any	No
151.	UM Motorist	Individual	Both	Moderate	Any	No
152.	Universal Life	Individual	Entity	Moderate	0-75	No
153.	Van	Individual	Object	Moderate	Any	No
154.	Variable Life	Individual	Entity	Moderate	0-75	No
155.	VIP Home	Individual	Both	Expensive	Any	No
156.	VIP Travel	Individual	Both	Expensive	Any	No
157.	Warehouse	Both	Object	Expensive	-	No
158.	Weather	Individual	Entity	Expensive	-	No
159.	Website	Individual	Object	Medium	-	No
160.	Wedding	Individual	Objects	Moderate	Any	No
161.	Whole Life	Individual	Entity	Moderate	Any	No
162.	Wooden Boat	Individual	Object	Moderate	Any	No
163.	Workers' Compensation	Both	Entity	Moderate	Any	No

All the form of insurances are offered by private companies. Only the earthquake insurance is offered by the government organization. Some states have adopted some medicare programmes to insure the old and bed ridden nephritic patients.
Auto insurance is the only form of insurance which is a must. This is mandatory in nearly all the states. All other insurances are yet not compulsory.

163 Types Of Insurance Coverage

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