by gb298888 » Wed Mar 05, 2008 05:02 pm
I have been in contact with the insurance adjuster and independent adjuster for a third party injury claim. I sent a big packet including all medical bills, records, other supporting documents and a letter stating why their insured is at fault and so on. The independent adjuster had no problem that i semt them in myself. He told me i can forward everything to him if i wanted to. Now i recently spoke to the adjuster at the insurance co, and she said that it have no value to claim and she cant evaluate it because i didnt sign the form for them to get medical bills and etc. This isnt right it is legal for me to send in my own records. Should i call the supervisor?
Posted: Sun Mar 09, 2008 12:28 am Post Subject:
So why even deal with them to begin with? Sounds like a person would just be better off fetting an atty.
Posted: Sun Mar 09, 2008 11:26 am Post Subject:
An attorney likely will not take a physical damage claim...not enough money in it.
Posted: Sun Mar 09, 2008 05:20 pm Post Subject:
I don't know to be honest, I do know that many (not all) of them make some outlandish claims (that they can get you 100-1000 times more! on physcial damage claims!)
First... it was 500x more "then the initial offer", not 1000x. :)Coming from an insurance adjuster... Public Adjusters can be helpful in some situations, almost always property losses. But unfortunately, they tend to "chase" storms and make outrageous claims in order to drum up business. They don't have a good reputation for this reason.
IMHO- your paying someone to make sure the insurance companies offer is a good one and to eliminate the need to deal with many aspects of the loss. Most of the time, you don't get paid much more then you would have otherwise.
Posted: Mon Mar 10, 2008 11:33 am Post Subject:
:lol: :roll: :D
First... it was 500x more "then the initial offer", not 1000x.
:lol: :roll: ok, sorry couldn't remember ! :lol: 100-500-1000, I was in the middle, (between 100-1000) knew it was more than 100 times... :lol: any of those 100 on up (IMO) are hugely exaggerated claims...Posted: Tue Mar 11, 2008 04:15 am Post Subject:
There are only three reasons where I can see a PA making sense. The first is if you are a business owner and don't have the time/don't want to deal with an adjuster. The second is if you have a complicated loss (normally a commercial loss with business interruption, extra expense, large amounts of stock). And finally, if an insurer is not being reasonable in their assessment of a loss.
I once had a PA turn in an estimate for Katrina for vinyl mini-blinds. $632.00 per blind. I looked at the photos 20 times and could not find any gold or platinum trim on any of the blinds. The PA's excuse, “it must have been a type-o Mind you this was for the HO policy, the windows were boarded and the blinds were damaged by flood waters, but that's another story.
Posted: Tue Mar 11, 2008 04:51 am Post Subject:
Yuppy!! I'm happy to create the confusion :wink: it has introduced a whole new angle to the thread. :D
Yup, I did referred to the public adjuster . FK, thanks a lot for reading my mind. :) and thanks to all for adding valuable comments to it. Hope the OP is following this thread also.
Posted: Fri Feb 07, 2014 02:57 am Post Subject:
I told a person handling my settlement that I want a family friend to negotiate settlement on my behalf. She said she can only talk to me or my attorney. Is this correct or just a scare tatic
Posted: Fri Feb 07, 2014 07:49 pm Post Subject:
They can talk to anyone you give legal authorization to speak on your behalf. To say they can only talk to you or an attorney is BS.
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