Permanent Health insurance

by Guest » Sun Aug 03, 2008 08:12 am
Guest

My future son in law has no Permanemt Health Insurnace cover. He plays amateur football and is a bricklayer. Does anyone know of cover/policy/insurnance companies he should get. - thank you

Total Comments: 5

Posted: Sun Aug 03, 2008 12:46 pm Post Subject:

Where is your future son-in-law located? You are using the term cover in a way that few Americans do. Is he in England?

Posted: Mon Aug 04, 2008 07:38 am Post Subject:

What do you suggest by permanent health insurance? does it mean that he only has a coverage through his employer, under which the coverage may cease once he leaves the job?

I guess if he is in a good health any private health insurance company will offer him a policy.

Posted: Mon Aug 04, 2008 07:44 am Post Subject:

I agree with jeorge, if your son in law is in good health and has no pre-existing condition, he may not face problem in getting a health insurance policy from an individual provider.

Does anyone know of cover/policy/insurnance companies he should get. - thank you



Well, he should look for a coverage that will offer reimbursement for the basic health needs, such as

  • doctor's visits
  • prescription drugs
  • hospitalization/ nursing home expenses
  • surgeries and other treatments


Also don't forget to shop around to get a competitive rate :)

Regards,
Juanita

Posted: Mon Aug 04, 2008 10:05 am Post Subject: waiting for you..

Hi Kevin from Cambridge...I'd agree with Alston that its important for us to know which land your son-in-law belongs to..before we could comment upon the possibilities!

There are some insurance giants who would operate over most of the developed nations & cover key areas like your health, life, home etc.
But there are some of the better services who are specifically dedicated towards service people belonging to a particular geographical location or nation. UK has some successful brand-names too!

regards, fatman

Posted: Mon Aug 04, 2008 11:31 am Post Subject:

Permanent health insurance can be a private (individual) plan or a plan offered by an employer. Short-term plans are, to my knowledge, only offered to individuals.

Most short-term health insurance plans are limited to a six month duration. Some can be kept for 12 months. These plans are designed for people who are between jobs and for people who are waiting for their employer to cover them after their employment has started.

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