Accidental death and Dismemberment question Please help!!

by dbpmnn » Fri Oct 22, 2010 05:22 pm
Posts: 18
Joined: 21 Oct 2010

If someonene dies in a 2 car automobile accident, and the deceased had been diagnosed with sleep apnea months prior, how can the insurance company prove their reasoning for not paying out the policy with their reason being--the cause of death to not be an accident because the deceased had a condition that "likely" made the person fall asleep at the wheel, swerve and therefore cause the accident--yet the deceased was hit in their lane on the front drivers side door by the other vehicle straight on?? Oh--and it was raining heavily?? --

Total Comments: 12

Posted: Tue Nov 02, 2010 07:14 pm Post Subject:

Thank you -- for everything -- You have been so helpful..We are going to see an attorney--Thank you for helping somebody that has practically no knowledge of insurance--Its really kind of you to help people on the other side of insurance--Thank you for all your insite--i

Posted: Thu Nov 04, 2010 01:04 am Post Subject:

It's this sort of thing that makes the industry look bad...

Yeah I know, nothing contructive, just a teeny tiny rant. But I truly harbor a certain dislike for AD&D. I especially dislike most of the fly-by-night companies that offer "accident" policies. Rarely worth the paper they are written on unless all the planets and all their moons line up perfectly with the sun and it happens to be raining and the 29th of February when the triggering event takes place.

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