can an insurance co issue a check and then stop payment on i

by mhaber3750 » Mon Jun 18, 2012 11:54 pm

we made a claim after a hail storm and after the adjuster came and subbmitted the claim we got a call and said don't cash the check as we are stopping it . They said "it appreas that we did not repair the roof in 2004"
We have been told by someone working for a local contracting company that have previously been adjusters that once a check is issued they can not take it back? We paid for coverage and were never told that it was not covered for the past 8+ years. Can they not pay the claim and charge us all those premiums as that is double payment on our part. What can we do???? : :?

Total Comments: 2

Posted: Tue Jun 19, 2012 08:55 am Post Subject: Insurers dont pay for old damages

If repairs have been done previously, don't you have necessary documents to show for it?

You have made regular payments on the policy to ensure that you're covered this long. But insurers are not going to pay for old damages that has already been paid for. Your insurer will probably send an adjuster once again to see the extent of the recent damages. Payments will be made accordingly.

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