by Modelkrb_1 » Sun Jul 05, 2009 08:53 pm
Am Pm Members And Non Members.Who Do Think Offers The Best Health Insurance For Single Individuals Such As Myself.O As Well as Who Do Think Is Cheaper When It Comes To Health Insurance Such As Kaiser Permente,Blue Cross Blue Shield And So On.Please Leave Your Honest Opinion.I Appreciate It
Posted: Mon Jul 06, 2009 08:40 am Post Subject:
Hi Modelkrb,
Who Do Think Offers The Best Health Insurance For Single Individuals Such As Myself.
Are you looking for policies with cheaper rates only? Or is it that you're looking for policies that offer cheap rates with a good settlement history?
Steven
Posted: Mon Jul 06, 2009 09:08 am Post Subject:
i am looking for your good health insurance with cheaper rates with a good history i guess you can say.i notice that alot of insurance is extremely high.thats why i am asking you all the experts was a good health insurance.is aetna good.umm cinergy um united health care i just want to know whats good and and who has cheaper rates.o what about kasier permante.
Posted: Mon Jul 06, 2009 07:03 pm Post Subject:
It depends on where you live, but United Healthcare and American Community are usually fairly competitive.
Posted: Tue Jul 07, 2009 12:23 am Post Subject:
im in the state of georgia
Posted: Tue Jul 07, 2009 06:12 am Post Subject:
Hi Modelkrb,
The decision for best policy would depend upon your requirements too.
What medical issues would you need the health policy to cover?
Also, would it be an individual policy or you want it to cover the family?
Cinergy offers very limited benefit health insurance and for that reason you may wish to find a policy with wider range of coverage.
Posted: Tue Jul 07, 2009 06:19 am Post Subject:
Hi Modelkrb,
is aetna good.
Last year I was in Chicago to see a friend who was being diagnosed with cancer. The area of attention was his 'throat' and I stood by him when the needle biopsy was done. Believe it or not, Aetna were prompt enough to pay for all the associated medical tests.
But as you know, whoever the service provider is, the premium rate would depend on a number of factors-
Do you have a pre-existing condition ?
Do you smoke too often?
Steven
Posted: Tue Jul 07, 2009 05:56 pm Post Subject:
the health insurance will be for myself.the only thing i have is high cholestoral i know i didnt spell that right.im just looking for something at a reasonable price.i need insurance
Posted: Wed Jul 08, 2009 07:08 am Post Subject:
Okay Model, high cholesterol would definitely make the health insurance costs soar for you. But, have you tried finding an insurer with disease management program?
Some insurers offer disease management program for people with high cholesterol and if you participate in those you may enjoy a graded premium rate, which might not match with the rate of a normal healthy person but would definitely be better than what you are asked to pay now.
I was wondering.... isn't group health insurance an option for you at your workplace?
Posted: Wed Jul 08, 2009 07:37 am Post Subject:
Hi jeorge..
Is this disease management program meant for people with high cholesterol only? Do they offer it to people who're suffering from other diseases?
It could be really beneficial for all of us.
Steven
Posted: Thu Jul 09, 2009 01:24 am Post Subject:
please tell me more about the diese managament program.i have never heard of it.is it for people with cholestoral only.by the way sadly my job does not offer any kind of health insurance.i need insurance thats why i am trying to get it on my own.do you have any ideas who is cheaper or should i just be prepared to pay a high price
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