professional & premises liability insurance for esthetic

by Guest » Wed May 19, 2010 08:16 am
Guest

Do all estheticians need to maintain a professional & premises liability coverage? Will it cover for lawsuits?

Total Comments: 6

Posted: Thu May 20, 2010 10:19 am Post Subject:

There are certain things that you'd always like to protect e.g. your family, business, income, goodwill etc. Paying for liability insurance is always a fair deal!

Posted: Fri May 21, 2010 04:46 am Post Subject:

Guys, I believe professional liability insurance is the same as 'malpractice insurance'. It covers you from certain claims in terms of injuries caused by you as a result of any professional misconduct.

Posted: Fri May 21, 2010 09:04 am Post Subject:

Are you leasing your own shop or leasing space in someone else's salon?

You would probably want to look for a Business Owner's Policy ("BOP") which will provide the liability coverage you describe. It offers broader coverage than just "professional liability". Talk to a local agent.

Posted: Sat May 22, 2010 05:12 am Post Subject:

Will "BOP" cover me from lawsuits? I'm asking since I just wanna gather some knowledge before I speak with my agent.

Posted: Wed May 26, 2010 04:53 pm Post Subject:

Yes, if connected with something you do in the course of your business that results in damages to someone else ot their property.

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