Tips To Buy Life Insurance Online

by ccafpsydney » Tue Jun 14, 2011 09:02 am

Getting life insurance online is a great way to get a good policy at a good price, but be careful as you need to be thorough when shopping online for anything, especially insurance. Ok, you have made the sensible decision to get life insurance. You have decided to protect yourself and your family from the travails of life. Let’s face it, you never know what is going to happen.

One of the best ways to buy income protection insurance now is to buy it online. Buying life insurance online is really easy and you get lots of choice, but you also need to be wary as there are some sharks out there.

Here are five tips to help you get a good [[link removed per TOU by Moderator MaxHerr]] quote online.

1. Never ever give out personal information: No life insurance company will ever need any of your personal information, like address, bank account number or phone number. They should be able to give you a quote anonymously. If a company asks you for any of this information, you should be suspicious. They shouldn’t even need your email as they should give you the quote immediately.

2. Make sure they ask enough questions to give you a realistic quote: Untrustworthy companies will often only ask several questions, a good company will ask a number of important questions relating to your health, like cholesterol and blood pressure. The reason untrustworthy companies do this is so they can give you an unrealistically low quote to draw you in before giving you the real quote when you have been sucked in.

3. Go to a company who can give you multiple quotes: Part of the benefit of going online is that you get more choice, so go to a site that is able to give you quotes from a number of companies. That way you get more choice.

4. Honesty is the best policy: There is no point in lying about any of your information as this could jeopardise any policy you get. If you leave too much blank on the form you will not get an accurate quote either.

5. Check out the financial rating of the company before signing up: Once you have found some quotes that seem good, do some research into the companies offering them, check their financial rating and reputation.

Total Comments: 1

Posted: Wed Jun 15, 2011 10:19 pm Post Subject:

Maybe your identical post on the other website will work for you.

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