Compulsory Auto Insurance

by evan » Sat Jul 08, 2006 05:25 am
Posts: 1276
Joined: 01 May 2005

Compulsory Auto Insurance

The minimum amount of auto liability insurance that meets a state law. Financial responsibility laws in every state require all automobile drivers to show proof, after an accident, of their ability to pay damages up to the state minimum. In compulsory liability states this proof, which is usually in the form of an insurance policy, is required before you can legally drive a car.

Total Comments: 7

Posted: Sat Nov 01, 2008 04:30 am Post Subject: Compulsory Auto Insurane

Most states do not require liability insurance to drive a car on private land or if you leave the state. If your car is registered in Idaho and want to drive in Wisconsin, since Wisconsin has no mand auto insurance law, you do not need insurance in Wisconsin. If your Idaho registered car is driven in Montana, you also do not need insurance since Montana exempts Idaho cars if they are in compliance with Idaho law. (Idaho does not require Idaho cars to carry insurance in Montana.

Posted: Sat Nov 01, 2008 12:35 pm Post Subject: insurance

Mmm......curious baout something, EVAN. As ya know, some ADS on TV talk about Geico, AIG, etc. They say they will give you the "minimum coverage that your state requires." Is THIS what you mean by Compulsory Insurance? Liability?

Posted: Sat Nov 01, 2008 12:50 pm Post Subject:

I'm sorry Don, those states may not have ''insurance'' requirements but they DO HAVE financial responsiblity laws, and also when driving a vehicle into another state your vehicle (you) must conform to those state laws.

Posted: Tue Feb 09, 2010 08:07 pm Post Subject: married couple auto coverage

Must my wife be on my auto insurence policy? She already has one with a different company which she doesn't want to leave.I live in Washington state

Posted: Wed Feb 10, 2010 11:10 am Post Subject:

Depends on your definition of 'on' your policy. If you both reside in the same household she will likely be required to be a listed driver unless you exclude her.

Posted: Fri May 18, 2012 02:49 pm Post Subject: lEnmjsMdnViymAEFiS

This site is like a classroom, epcxet I don't hate it. lol

Posted: Fri May 18, 2012 06:30 pm Post Subject:

If your wife will not drive that car, she can be excluded. Mandatory means you have to have insurance if you DRIVE the car, not that everyone should have car insurance.

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