BNTRS's Page

Posts by BNTRS

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Subject
1 Posted: April 16 2013 03:57:06 Yes, several carriers have preferred smoker rates. This is actually a semi-niche Northwestern Mutua...
2 Posted: April 15 2013 12:21:38

Bntrs, can you give me an example of a company using separate accounts for a UL ...
3 Posted: April 14 2013 03:04:16 Technically the definition of a lapse is termination before a policy has cash surrender value.
4 Posted: April 14 2013 05:37:43 Guardian uses that term for a few different circumstances, so more details would be needed to answer...
5 Posted: April 14 2013 05:36:44 Yeah in the IDI (individual disability insurance) market place where someone who is potentially a la...
6 Posted: April 14 2013 05:20:15 The answer, just so we're clear is: death benefit will be reduced by the outstanding loan amount.
7 Posted: April 14 2013 05:07:34 So many inaccuracies, so little time...

And some crediting method...
8 Posted: April 14 2013 04:44:11 Oh the AM PM Life Insurance Forum, the one place I can rely on to pretty much always be the same. <...
9 Posted: August 09 2012 03:05:39 ???

Is there insurance that lasts longer than 50 years?

Yes, it's call...
10 Posted: August 09 2012 03:03:31 He should call the insurance company and tell them he wants to surrender the policy. If it's a cash...
11 Posted: August 09 2012 02:59:40 First, you do not benefit from buying direct. Insurance premiums are regulated by state insurance f...
12 Posted: August 07 2012 02:50:06

Dying without a named beneficiary is almost the same as dying intestate.
13 Posted: July 30 2012 11:52:54

Ok, there are a few pieces of bad information here:

With both pol...
14 Posted: July 30 2012 11:31:28 Yeah, why exactly would you come here to talk about it. You will most likely end up needing to file...
15 Posted: July 30 2012 11:27:52 As Max has pointed out, more information would be nice.

But for now, based on what ...
16 Posted: July 15 2012 10:42:26 Do you have the original policy? As beneficiary, unless you are an owner/applicant (which I'm doubt...
17 Posted: July 15 2012 10:37:10 You join the class to which you belong as part of the lawsuit. You'll have to find out who is repre...
18 Posted: July 15 2012 02:55:24 Yes, as along as you can justify an insurable interest, and the insured is willing, you can pretty m...
19 Posted: July 15 2012 02:53:44 Wow, in summation. NYS Law would not allow life insurance cash values to be raided as to satisfy th...
20 Posted: July 15 2012 02:45:11 Well then, if it's non part the policy holder need only go back to the policy itself as the guarante...